4277 Verdigris Cir, San Jose, CA 95134 Property Records

Santa Clara County property record for 4277 Verdigris Cir, San Jose, CA 95134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,417 sqft · built 1996
Lot Size	0.074 acres (3,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,792,000 (Aug 2023)
Tax Bill	$23,027 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`097-77-095`

Property Details

APN / Parcel Number

Primary APN	`097-77-095`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,417 sqft Living Area
1st Floor Area	665 sqft
2nd Floor Area	752 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,240 sqft (0.074 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4277 VERDIGRIS CIR
City	SAN JOSE
State	CA
Zip	95134-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(PD)
Legal Description	LOT 87
Legal Subdivision	LAND BAY 2 PH 1 SEC 10
Legal Tract	8679
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	505014

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Sep 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 31, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Oct 24, 2007 · Amount on Record
Deed Document Number	202325525401
Prior Transfer Date	Aug 6, 1996
Prior Transfer Doc	0013414043
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548

Mortgage

Document Number	0025877660
Date	Oct 1, 2025
Instrument	25877660

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	5.25%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548

Mortgage

Document Number	0025692911
Date	Sep 3, 2024
Instrument	25692911

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2034
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548

Mortgage

Document Number	0024720074
Date	Oct 30, 2024
Instrument	24720074

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2034
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 31, 2023
Property Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548
Document Number	0025525401
Map Reference	MB 672 PG 26-29
Instrument Date	Aug 28, 2023
Instrument	25525401
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548

Mortgage

Document Number	0025525402
Date	Aug 31, 2023
Instrument	25525402

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Max Rate	11.6%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4277 VERDIGRIS CIR, SAN JOSE, CA 95134-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024518329
Date	Jun 26, 2020
Instrument	24518329

Lender

Name	US BANK NA
Type	Bank
Address	52532

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,785,000 (-2.34%) Land $1,338,700 Building $446,300
2025	$23,027.00 (+1.66%)	$1,827,840 (+91.25%) Land $1,370,880 Building $456,960
2024	$22,651.00 (+74.48%)
2023	$12,982.00 (+1.6%)	$955,709 Land $568,126 Building $387,583
2022	$12,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - NSJ/ALVISO serves 48,082 people · EPA ID CA4310019
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Jul 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Tekify Fiber & Wireless Fixed Wireless	300 / 70
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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