Harrison County property record for 4277 Espy Ave, Long Beach, MS 39560
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 1 ba · 10,726 sqft · built 1980 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Company Name on File |
| Last Sale | $729,725 (Jul 2026) |
| Tax Bill | $3,653 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412A-03-002.000 |
| Primary APN | 0412A-03-002.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 10,726 sqft Adjusted Area |
| Gross Area | 10,721 sqft |
| 1st Floor Area | 10,721 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 139,392 sqft (3.2 acres) |
| Utility Building | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4277 ESPY AVE |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-9611 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | 3.2 AC(C) BEG 44 FT M/L W & 311.7 FT N OF SE COR OF NE1/4 OF SEC 17 ON W MAR OF ESPY AVE N ALONG RD 141 FT W 995 FT M/L S 141 |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | GULF CONDOMINIUM |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 3105 |
Source: Harrison County records · APN 0412A-03-002.000
Assessment roll updated November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 VICTORIA LN, PASS CHRISTIAN, MS 39571-4824 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK BANK |
| Mar 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Feb 11, 2026 |
| Deed Document Number | 202614908 |
| Prior Transfer Date | Apr 06, 2021 |
| Prior Transfer Doc | 0000004868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 15, 2026 |
| Property Address | 4277 ESPY AVE, LONG BEACH, MS 39560-9611 |
| Document Number | 0000014908 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202614908 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 120 VICTORIA LN, PASS CHRISTIAN, MS 39571-4824 |
| Document Number | 0000014909, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202614909 |
| Name | HANCOCK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 12, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 4277 ESPY AVE, LONG BEACH, MS 39560-9611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220006766TJ1 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-0006766-T-J1 |
| Name | US SMALL BUSINESS ADMN |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 04, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,653.00 (+3.63%) | $36,036 (-1.33%) | $240,242 (-1.33%) Land $48,000 Building $192,242 |
| 2024 | $3,525.00 (-5.09%) | ||
| 2023 | $3,714.00 (-0.72%) | $36,521 | $243,471 Land $48,000 Building $195,471 |
| 2022 | $3,741.00 |
Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 5 (2018–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Wildfire Risk | Moderate above 64% of the US · above 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Coast Electric Power Association.
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people |
|---|---|
| Water Source | Purchased groundwater from HCUA-WEST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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