4277 Bonlee Bennett Rd, Bear Creek, NC 27207 Property Records

Chatham County property record for 4277 Bonlee Bennett Rd, Bear Creek, NC 27207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 2022
Lot Size	11.1 acres (484,039 sqft)
Owner	Individual Name on File
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Jun 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0094999`

Property Details

APN / Parcel Number

Primary APN	`0094999`
Alternative APNs	`1376111` `1380606`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Wood
Lot Area	484,039 sqft (11.1 acres)
Garage Type	Attached

Location & Zoning

Street Address	4277 BONLEE BENNETT RD
City	BEAR CREEK
State	NC
Zip	27207-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NEW TRACT AC 11.112 BK 2021 PG 221
Legal Subdivision	NORTH WEST BEAR CREEK
Legal Tract	AC
Legal Block	54
Jurisdiction	CHATHAM NC
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2009
Census Tract	20500

Owner

4277 Bonlee Bennett Rd is owned and occupied by an individual who acquired it in November 2022.

Source: Chatham County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Jun 24, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Nov 10, 2022	Correction Deed
Oct 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2022
Transfer Doc	002334/837
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CLIFTWOOD DR, SILER CITY, NC 27344-2305

Mortgage

Document Number	002276/988
Date	Jan 11, 2022
Book Page	2276/988
Instrument	454

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SILER CITY, NC 27344

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CLIFTWOOD DR, SILER CITY, NC 27344-2305

Mortgage

Document Number	002311/528
Date	Jun 24, 2022
Book Page	2311/528
Instrument	7757

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SILER CITY, NC 27344

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHATHAM NC
Recording Date	Nov 10, 2022
Property Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975
Document Number	002334/837
Book / Page	2334 / 837
Map Reference	MB 2021 PG 221
Instrument Date	Nov 8, 2022
Instrument	12793
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHATHAM NC
Recording Date	Oct 18, 2022
Property Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975
Document Number	002331/143
Book / Page	2331 / 143
Map Reference	SL 2021-221
Instrument Date	Oct 11, 2022
Instrument	11982
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4277 BONLEE BENNETT RD, BEAR CREEK, NC 27207-8975

Mortgage

Document Number	0000011983
Date	Oct 18, 2022
Instrument	11983

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 4277 Bonlee Bennett Rd was $2,841, up 24.7% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,841.00 (+24.71%)	$400,643 (+48.76%) Land $28,520 Building $372,123	$457,829 (+69.99%) Land $85,706 Building $372,123
2024	$2,278.00 (+4.98%)	$269,330 (%) Land $24,520 Building $244,810	$269,330 (-9.99%) Land $24,520 Building $244,810
2023	$2,170.00	$269,332 Land $24,522 Building $244,810	$299,213 Land $54,403 Building $244,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4277 Bonlee Bennett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4277 Bonlee Bennett Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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