4276 Larma Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 4276 Larma Ln, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1957
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2021)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-41-24.-016`

Property Details

APN / Parcel Number

Primary APN	`41-41-24.-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	960 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	80 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4276 LARMA LN
City	CINCINNATI
State	OH
Zip	45245-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFRI SUDER; LOT 16
Legal Subdivision	JEFFRI SUDER
Legal Lot Number	16
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1009
Census Tract	41306

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4276 LARMA LN, CINCINNATI, OH 45245-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jun 1, 1987 · Amount on Record
Deed Document Number	20211343
Deed Book / Page	2866 / 661
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4276 LARMA LN, CINCINNATI, OH 45245-1811
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025496
Date	Oct 31, 2017
Instrument	201700025496

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2032

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 13, 2021
Property Address	4276 LARMA LN, CINCINNATI, OH 45245-1811
Document Number	0000001343
Book / Page	2866 / 661
Map Reference	MB E PG 60
Instrument Date	Jan 8, 2021
Instrument	202100001343
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4276 LARMA LN, CINCINNATI, OH 45245-1811

Mortgage

Document Number	0000001344
Date	Jan 13, 2021
Instrument	202100001344

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,513.00 (-49.34%)	$69,730 (-) Land $14,040 Building $55,690
2024			$199,200 (-) Land $40,100 Building $159,100
2023	$6,935.00 (+124.94%) Homeowner's exemption	$69,730 (+31.94%) Land $14,040 Building $55,690	$199,200 (+31.92%) Land $40,100 Building $159,100
2022	$3,083.00 Homeowner's exemption	$52,850 Land $10,500 Building $42,350
2020			$151,000 Land $30,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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