4276 Emerson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4276 Emerson Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,788 sqft · built 1975
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$464,000 (Jul 2019)
Tax Bill	$8,540 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-06645`

Property Details

APN / Parcel Number

Primary APN	`375-0010-06645`
Alternative APN	`1074422`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,788 sqft Gross Area
1st Floor Area	2,788 sqft
Basement Area	2,230 sqft
Finished Basement	2,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,399 sqft

Exterior Amenities

Deck Area	60 sqft
Lean-To	66 sqft
Storage Building	962 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1074422
Street Address	4276 EMERSON RD
City	DULUTH
State	MN
Zip	55803-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	ELY 660 FT OF WLY 990 FT OF W1/2 OFNW1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	33
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2022
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4276 EMERSON RD, DULUTH, MN 55803-9324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Jun 24, 2003 · Amount on Record
Deed Document Number	20191359160
Prior Transfer Date	Aug 23, 2012
Prior Transfer Doc	0001194780
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2019
Property Address	4276 EMERSON RD, DULUTH, MN 55803-9324
Document Number	00A1359160
Instrument Date	Jul 22, 2019
Instrument	A1359160
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,531.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4276 EMERSON RD DULUTH MN 558039324, DULUTH, MN 55803-9324

Mortgage

Document Number	A1359161
Date	Jul 23, 2019
Instrument	A1359161

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,540.00 (+6.75%) Homeowner's exemption
2025	$8,000.00 (+12.2%) Homeowner's exemption	$817,600 (+11.89%) Land $138,800 Building $678,800	$817,600 (+11.89%) Land $138,800 Building $678,800
2024	$7,130.00	$730,700 (+29.4%) Land $124,900 Building $605,800	$730,700 (+29.4%) Land $124,900 Building $605,800
2022		$564,700 Land $117,300 Building $447,400	$564,700 Land $117,300 Building $447,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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