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4275 S Spencer Field Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4275 S Spencer Field Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,899 sqft · built 1988
Lot Size0.945 acres (41,164 sqft)
Owner2 Individual Names on File
Tax Bill$1,714 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-1N-29-0000-01241-0000

Property Details

APN / Parcel Number

Primary APN10-1N-29-0000-01241-0000
Alternative APN
  • N291100000012410000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,899 sqft Living Area
Gross Area4,513 sqft
1st Floor Area1,899 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area41,164 sqft (0.945 acres)
Lot Dimensions400 ft deep x 103 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces8 Parking Spaces
PorchFinished/Open Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4275 S SPENCER FIELD RD
CityPACE
StateFL
Zip32571-9036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM NW SEC CORN THN E ON N LN 948 FT TO POB & CONT E 102.50 FT THN RT 90* S 150 FT THN RT 90* W 102.50 FT THN RT 90* N 150 FT TO POB AS DES IN OR 911 PG 882 & IN OR 1526 PG 483 & FORMER #12.46 DES AS FOLS: COM NW SEC CORN THN E ON N LN 1050 FT THN 90
Legal Range29W
Legal Township1N
Legal Section10
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group4
Census Block4005
Census Tract10708

Owner

4275 S Spencer Field Rd is owned and occupied by two individuals who acquired it in March 2008.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address4275 S SPENCER FIELD RD, PACE, FL 32571-9036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 14, 2008
Transfer Doc0028150800
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4275 S SPENCER FIELD RD, PACE, FL 32571-9036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040311818
DateNov 19, 2020
Book Page4031/1818
Instrument202062126
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,502 (+2.9%)$261,820 (+12.06%) Land $52,000 Building $209,820
2024$1,714.00 (+10.58%) Homeowner's exemption$162,781 (+3%)$233,651 (+3.91%) Land $39,000 Building $194,651
2023$1,550.00 (+2.99%) Homeowner's exemption$158,040 (+3%)$224,861 (+5.54%) Land $32,500 Building $192,361
2022$1,505.00 Homeowner's exemption$153,437$213,056 Land $23,400 Building $189,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4275 S Spencer Field Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2017–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4275 S Spencer Field Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Hotwire Communications.

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