Mobile County property record for 4275 Raines Dr, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,107 sqft · built 1965 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (May 2026) |
| Tax Bill | $580 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808344002117 |
| Primary APN | R022808344002117 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 603421 |
|---|---|
| Street Address | 4275 RAINES DR |
| City | MOBILE |
| State | AL |
| Zip | 36609-2134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 MALIBAR HGTS 3RD UNI T MBK 11 P 104 #SEC 34 T4S R2W #MP28 08 34 4 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | MALIBAR HGTS 3RD |
| Legal Lot Number | 56 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 3707 |
4275 Raines Dr is owned and occupied by an individual who bought it in May 2026.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST BANK |
| Sep 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 27, 2017 | Warranty Deed, Transfer · Stand-Alone Second Mortgage ALABAMA MUNICIPAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Dec 27, 2017 · Amount on File |
| Deed Document Number | 202625903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 7, 2026 |
| Property Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Document Number | 0000025903 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.25903 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,372.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Document Number | 0000025904, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026.25904 |
| Name | FIRST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000025905, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026.25905 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Document Number | 0000059169 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022059169 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 27, 2017 |
| Property Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Document Number | 0000071839 |
| Book / Page | 7589 / 0126 |
| Map Reference | MB 11 PG 104 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 2017071839 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12891 OLD PASCAGOULA RD, 12891, GRAND BAY, AL 36541-4147 |
| Name | Verified Name |
|---|---|
| Address | 4275 RAINES DR, MOBILE, AL 36609-2134 |
| Document Number | 0000071840 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017071840 |
| Name | ALABAMA MUNICIPAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4275 Raines Dr was $580 with a homeowner's exemption, up 7.6% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $580.00 (+7.61%) Homeowner's exemption | $10,190 (+8.52%) Land $2,000 Building $8,190 | $101,900 (+8.52%) Land $20,000 Building $81,900 |
| 2024 | $539.00 (+8.89%) Homeowner's exemption | $9,390 (+8.18%) Land $2,000 Building $7,390 | $93,900 (+8.18%) Land $20,000 Building $73,900 |
| 2023 | $495.00 Homeowner's exemption | $8,680 Land $1,950 Building $6,730 | $86,800 Land $19,500 Building $67,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4275 Raines Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1979–2020) |
| Claims Outside the SFHA | 25 of 30 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4275 Raines Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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