4275 High St, Thorndike, MA 01079 Property Records

Hampden County and Palmer Town City property record for 4275 High St, Thorndike, MA 01079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 886 sqft · built 1953
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2023)
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:80 B:15`

Property Details

APN / Parcel Number

Primary APN	`PALM M:80 B:15`
Alternative APN	`M:0080 L:000015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	886 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	886 sqft
Basement Area	886 sqft
Unfinished Basement	886 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4275 HIGH ST
City	THORNDIKE
State	MA
Zip	01079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	15
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2014
Census Tract	810200

Owner

4275 High St is owned by an individual who bought it in January 2023.

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	9 MURPHY RD, NORTH BROOKFIELD, MA 01535-1217
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Mar 19, 2018	Warranty Deed, Transfer · ARM COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Apr 2, 2007 · Amount on File
Deed Book / Page	24891 / 8
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Jan 27, 2023
Property Address	4275 HIGH ST, THORNDIKE, MA 01079
Document Number	00024891-8
Book / Page	24891 / 8
Instrument Date	Jan 27, 2023
Instrument	4465
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 MURPHY RD, NORTH BROOKFIELD, MA 01535-1217

Mortgage

Document Number	0000004466
Date	Jan 27, 2023
Instrument	4466

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0024891-32
Date	Jan 27, 2023
Book Page	24891/32
Instrument	4467

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Mar 19, 2018
Property Address	4275 HIGH ST, THORNDIKE, MA 01079
Document Number	22098-112
Book / Page	22098 / 112
Instrument	13977
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$32.88
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4275 HIGH ST, PALMER, MA 01069

Mortgage

Document Number	22098-114
Date	Mar 19, 2018
Book Page	22098/114
Instrument	13978

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4275 High St was $3,747, up 6.9% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,747.00 (+6.87%)	$205,000 (+10.93%) Land $65,100 Building $139,900
2024	$3,506.00 (+0.69%)	$184,800 (+6.45%) Land $59,100 Building $125,700
2023	$3,482.00	$173,600 Land $59,100 Building $114,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4275 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4275 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNDIKE FIRE AND WATER DISTRICT serves 1,435 people · EPA ID MA1227001
Water Source	Purchased groundwater from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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