4275 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 4275 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1949
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Aug 2019)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-1N-28-5120-00100-0010`

Property Details

APN / Parcel Number

Primary APN	`15-1N-28-5120-00100-0010`
Alternative APN	`N281155120001000010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	1,014 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1994
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	248 ft deep x 88 ft wide
Porch	Finished/Open Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4275 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEWLY DESCRIBED FOR 2019 SMITHVILLE PORT OF LOT 1 BLK 1 DES AS: COMMENCE AT SOUTHEAST CORNER OF SECTION 15, THENCE RUN NORTH 00 DEGREES 49 MINUTES 18 SECONDS EAST 994.50 FT THENCE NORTH 88 DEGREES 27 MINUTES 12 SECONDS WEST 10.51 FT TO W R/W LI OF
Legal Range	28W
Legal Township	1N
Legal Section	15
Legal Subdivision	SMITHVILLE
Legal Block	1
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2005
Census Tract	10709

Owner

4275 Garcon Point Rd is owned and occupied by an individual who bought it in August 2019.

Source: Santa Rosa County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4275 GARCON POINT RD, MILTON, FL 32583-9061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 18, 2019	Warranty Deed, Transfer WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jul 18, 2019 · Amount on File
Deed Document Number	201938803
Deed Book / Page	3865 / 1026
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 30, 2019
Property Address	4275 GARCON POINT RD, MILTON, FL 32583-9061
Document Number	0038651026
Book / Page	3865 / 1026
Instrument Date	Aug 30, 2019
Instrument	201938803
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	WEST FL TTL CO OF MILTON INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3972 GORDON WELLS DR, 3972, MILTON, FL 32583-2981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4275 GARCON POINT RD, MILTON, FL 32583-9061

Mortgage

Document Number	0038651028
Date	Aug 30, 2019
Instrument	3865/1028

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 18, 2019
Property Address	4275 GARCON POINT RD, MILTON, FL 32583-9061
Document Number	0038510736
Book / Page	003851 / 000736
Instrument Date	Jul 17, 2019
Instrument	31138
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Amount	Amount on Record
Tax	$458.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3972 GORDOWELLS DR MILTON FL 32583, MILTON, FL 32583

Tax Assessment & Valuation

The 2025 property tax bill for 4275 Garcon Point Rd was $1,214, up 11.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+11.07%)	$95,368 (+8.33%) Land $16,000 Building $79,368	$95,368 (+8.33%) Land $16,000 Building $79,368
2024	$1,093.00 (+3.31%)	$88,036 (+0.7%) Land $16,000 Building $72,036	$88,036 (+0.7%) Land $16,000 Building $72,036
2023	$1,058.00 (+7.63%)	$87,421 (+9.55%) Land $16,000 Building $71,421	$87,421 (+9.55%) Land $16,000 Building $71,421
2022	$983.00	$79,803	$79,803 Land $11,000 Building $68,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4275 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4275 Garcon Point Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

Nearby Properties on Garcon Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures