Cooke County property record for 4275 FM 902, Gainesville, TX 76240
| Property Type | Mobile Home |
|---|---|
| Details | 1,984 sqft · built 2024 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,802 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1124-001-00001 |
| Primary APN | 1124-001-00001 |
|---|---|
| Alternative APN |
|
| Building Area | 1,984 sqft Building Perimeter |
|---|---|
| 1st Floor Area | 1,984 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 1124-001-00001 |
|---|---|
| Street Address | 4275 FM 902 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0427 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WILKENSON M 1124 ACRES 2.0 |
| Legal Subdivision | WILKENSON M |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 702 |
4275 FM 902, a mobile home, is owned and occupied by two individuals.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4275 FM 902, GAINESVILLE, TX 76240-0427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 27, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 4275 FM 902, GAINESVILLE, TX 76240-0427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002639/34 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 2639/34 |
| Instrument | 2024-2522 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Nov 27, 2023 |
| Property Address | 4275 FM 902, GAINESVILLE, TX 76240-0427 |
| Document Number | 0002615/17 |
| Book / Page | 2615 / 17 |
| Map Reference | VOL 1942 PG 383 |
| Instrument Date | Nov 23, 2023 |
| Instrument | 2023-7762 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4283 FM 902, GAINESVILLE, TX 76240-0427 |
| Name | Verified Name |
|---|---|
| Address | 200 ELLA ST APT 110, 110, WHITESBORO, TX 76273-1045 |
The 2026 property tax bill for 4275 FM 902 was $4,802 with a homeowner's exemption, up 215.5% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,802.00 (+215.51%) Homeowner's exemption | $346,856 (+135.96%) Land $147,000 Building $199,856 | $346,856 (+135.96%) Land $147,000 Building $199,856 |
| 2025 | $1,522.00 | $147,000 Land $147,000 | $147,000 Land $147,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4275 FM 902 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4275 FM 902 is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Nortex Communications Company, Rise Broadband, Verizon.
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