Santa Cruz County property record for 4274 Topsail Ct, #3, Soquel, CA 95073
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,155 sqft · built 1981 |
| Lot Size | 0.014 acres (610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Mar 2006) |
| Tax Bill | $9,072 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-194-55 |
| Primary APN | 030-194-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,155 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 610 sqft (0.014 acres) |
| Garage Type | Carport |
| Garage Area | 196 sqft |
| Carport | Carport |
| Carport Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4274 TOPSAIL CT, 3 |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2173 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-3 |
| Legal Description | TR 891 |
| Legal Subdivision | 891 SOQUEL KNOLLS |
| Legal Tract | 891 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 122005 |
4274 Topsail Ct, #3 is owned and occupied by two individuals who acquired it in April 2019.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4274 TOPSAIL CT, 3, SOQUEL, CA 95073-2173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 23, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2006 · Amount on File |
| Deed Sale | Mar 30, 2006 · Amount on File |
| Prior Sale | May 31, 2001 · Amount on File |
| Deed Document Number | 200618097 |
| Last Transfer Date | Apr 15, 2019 |
| Transfer Doc | 0000013921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4274 TOPSAIL CT # 3, 3, SOQUEL, CA 95073-2173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4274 TOPSAIL CT, SOQUEL, CA 95073-2173 |
| Document Number | 0000017891 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0017891 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 23, 2019 |
| Property Address | 4274 TOPSAIL CT # 3, 3, SOQUEL, CA 95073-2173 |
| Document Number | 0000013921 |
| Map Reference | VOL 67 PG 61 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2019-0013921 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4274 TOPSAIL CT # 3, 3, SOQUEL, CA 95073-2173 |
| Document Number | 0000013984 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 2019-0013984 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 4274 Topsail Ct, #3 was $9,072 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683,023 (+2%) Land $362,420 Building $320,603 | ||
| 2025 | $9,072.00 Homeowner's exemption | $669,631 Land $355,314 Building $314,317 | |
| 2023 | $8,230.00 (+1.42%) Homeowner's exemption | $643,628 Land $341,516 Building $302,112 | $605,070 |
| 2022 | $8,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4274 Topsail Ct, #3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4274 Topsail Ct, #3 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.
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