427325 E 1120 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 427325 E 1120 Rd, Checotah, OK 74426 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2018
Lot Size	2.1 acres (91,912 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`460037973`

Property Details

APN / Parcel Number

Primary APN	`460037973`
Alternative APN	`0000-28-11N-18E-3-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 2018
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	91,912 sqft (2.1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	80 sqft
Pole Barn	875 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460037973
Street Address	427325 E 1120 RD
City	CHECOTAH
State	OK
Zip	74426-5478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE/C OF W2 SW SE SW N460' E200' S460' W200' POB SEC 28-11-18 371/401 528/128 1011/262 1011/263 1046/145
Legal Range	18E
Legal Township	11N
Legal Section	28
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1050
Census Tract	779602

Owner

Source: McIntosh County records · APN 460037973

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	427325 E 1120 RD, CHECOTAH, OK 74426-5478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 08, 2019	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Nov 05, 2018	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2017
Deed Sale	Aug 29, 2017
Deed Document Number	0001011263
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	427325 E 1120 RD, CHECOTAH, OK 74426-5478
Transaction Type	Mortgage
Record Updated	Apr 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1106/380
Date	Mar 25, 2021
Book Page	1106/380
Instrument	2021-001396

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 01, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	427325 E 1120 RD, CHECOTAH, OK 74426-5478
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1053/669
Date	Mar 08, 2019
Book Page	1053/669
Instrument	2019-001047

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 01, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	427325 E 1120 RD, CHECOTAH, OK 74426-5478
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1046/146
Date	Nov 05, 2018
Book Page	1046/146
Instrument	2018-006502

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,431.00 (-0.07%)	$16,196 (+0.53%) Land $464 Building $15,732	$164,600 (+12.38%) Land $4,220 Building $160,380
2024	$1,432.00 (+14.65%)	$16,111 (+9.67%) Land $464 Building $15,647	$146,469 (+8.93%) Land $4,220 Building $142,249
2023	$1,249.00	$14,691 Land $464 Building $14,227	$134,464 Land $4,220 Building $130,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McIntosh County (40091C), updated May 15, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Oklahoma
Wildfire Likelihood	About 1 in 82 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
East Central Oklahoma Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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