42732 Caudle Rd, Richfield, NC 28137 Property Records

Stanly County property record for 42732 Caudle Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,497 sqft · built 1977
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2018)
Tax Bill	$1,729 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`662101496980`

Property Details

APN / Parcel Number

Primary APN	`662101496980`
Alternative APNs	`1519010` `24850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,497 sqft Finished Area
Flooring	Cork
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	325 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1519010
Street Address	42732 CAUDLE RD
City	RICHFIELD
State	NC
Zip	28137-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	HSE 42732 CAUDLE RD 662100013
Legal Subdivision	SURVEY FOR RANDY JOE ROGERS
Jurisdiction	STANLY NC
Township / Civil Division	RIDENHOUR
Census Block Group	2
Census Block	2048
Census Tract	930101

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42732 CAUDLE RD, RICHFIELD, NC 28137-9671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 6, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Deed Book / Page	1636 / 1923
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	42732 CAUDLE RD, RICHFIELD, NC 28137-9671
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480711
Date	Sep 4, 2025
Book Page	1893/546
Instrument	480711

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	42732 CAUDLE RD, RICHFIELD, NC 28137-9671
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432567
Date	May 6, 2021
Book Page	1740/1550
Instrument	432567

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ALBEMARLE, NC 28002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 23, 2018
Property Address	42732 CAUDLE RD, RICHFIELD, NC 28137-9671
Document Number	0000397289
Book / Page	001636 / 001923
Instrument Date	Jan 17, 2018
Instrument	397289
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42732 CAUDLE RD RICHFIELD NC 28137, RICHFIELD, NC 28137

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,729.00	$283,450 (-) Land $35,610 Building $247,840	$283,450 (-) Land $35,610 Building $247,840
2025	$1,729.00 (+14.81%)	$283,450 (+27.96%) Land $35,610 Building $247,840	$283,450 (+27.96%) Land $35,610 Building $247,840
2023	$1,506.00	$221,507 Land $19,630 Building $201,877	$221,507 Land $19,630 Building $201,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Oct 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Caudle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures