4273 River Oaks Ln, Mobile, AL 36619 Property Records

Mobile County property record for 4273 River Oaks Ln, Mobile, AL 36619

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,639 sqft · built 2001
Lot Size	2.35 acres (102,620 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Nov 2019)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`R023307362000002006`

Property Details

APN / Parcel Number

Primary APN	`R023307362000002006`
Alternative APNs	`33 07 36 2 000 002.006` `02829327` `2829327`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,639 sqft Living Area
1st Floor Area	1,406 sqft
Upper Floors Area	3,433 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	102,620 sqft (2.35 acres)
Lot Dimensions	733 ft deep x 140 ft wide
Garage Area	1,349 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,916 sqft
Deck Area	72 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2829327
Old Parcel Number	R023307362000002006
Street Address	4273 RIVER OAKS LN
City	MOBILE
State	AL
Zip	36619-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RIVER OAKS S/D MBK 76 P 83 #SEC 36 T5S R2W #MP33 07 36 2 000
Legal Range	02W
Legal Township	05S
Legal Section	36
Legal Subdivision	RIVER OAKS S/D
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	3
Census Block	3020
Census Tract	7000

Owner

4273 River Oaks Ln is owned and occupied by an individual who bought it in November 2019.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 8, 2019	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MARK HOWARD
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST PROPS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	2019065943
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077479
Date	Nov 23, 2021
Instrument	2021077479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049068
Date	Aug 14, 2020
Instrument	2020049068

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 8, 2019
Property Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552
Document Number	0000065943
Map Reference	MB 76 PG 83
Instrument Date	Oct 31, 2019
Instrument	2019065943
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4273 RIVER OAKS LN, 4273, MOBILE, AL 36619-9552

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552

Mortgage

Document Number	0000065944
Date	Nov 8, 2019
Instrument	2019065944

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 6, 2018
Property Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552
Document Number	0000038643
Book / Page	007655 / 001529
Instrument Date	May 29, 2018
Instrument	38643
Transaction Type	Transfer
Record Updated	Feb 28, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 S FLORIDA ST MOBILE AL 366061934, MOBILE, AL 36606-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	43915
Date	Jul 6, 2018
Book Page	007664/000664
Instrument	43915

Lender

Name	MARK HOWARD
Address	4321 TARA DR E, MOBILE, AL 36619-1180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4273 RIVER OAKS LN, MOBILE, AL 36619-9552
Document Number	0000039690
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 S FLORIDA ST MOBILE AL 366061934, MOBILE, AL 36606-1934

Mortgage

Document Number	0000039690
Date	Jul 11, 2018
Book Page	007657/001164
Instrument	39690

Lender

Name	FIRST PROPS LLC
Address	MOBILE, AL 36607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$64,340 Land $14,740 Building $49,600	$643,400 Land $147,400 Building $496,000
2023	Additional exemption filed	$59,220 Land $9,000 Building $50,220	$592,200 Land $90,000 Building $502,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4273 River Oaks Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	348 (1979–2025)
Claims Outside the SFHA	127 of 348
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Katrina, Sep 2005 · 197 claims Tropical Storm Isidore, Sep 2002 · 4 claims Hurricane Georges, Sep 1998 · 97 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4273 River Oaks Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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