4273 Mirage Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4273 Mirage Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,417 sqft · built 1976
Lot Size	0.76 acres (3,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Oct 2013)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-161-01-00`

Property Details

APN / Parcel Number

Primary APN	`168-161-01-00`
Alternative APN	`1681600100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,417 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	3,322 sqft (0.76 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1681600100
Street Address	4273 MIRAGE LN
City	OCEANSIDE
State	CA
Zip	92056-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 1 TR PM02123
Legal Subdivision	OCEANSIDE MANOR
Legal Tract	2123
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 743, VALLEY CENTER, CA 92082-0743
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HIGHTECHLENDING INC
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Deed Document Number	2013620480
Last Transfer Date	Nov 10, 2020
Transfer Doc	0000726743
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4273 MIRAGE LN, OCEANSIDE, CA 92056-4714
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4273 MIRAGE LN, OCEANSIDE, CA 92056-4714

Mortgage

Document Number	0000118030
Date	May 5, 2023
Instrument	2023-0118030

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	4273 MIRAGE LN, OCEANSIDE, CA 92056-4714
Document Number	0000726743
Map Reference	MAP 7648
Instrument Date	Nov 10, 2020
Instrument	2020-0726743
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL LOS ANGELES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4273 MIRAGE LN, OCEANSIDE, CA 92056-4714

Mortgage

Document Number	0000726744
Date	Nov 18, 2020
Instrument	2020-0726744

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4273 MIRAGE LN, OCEANSIDE, CA 92056-4714
Document Number	0000453838
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4273 MIRAGE LN OCEANSIDE CA 920564714, OCEANSIDE, CA 92056-4714

Mortgage

Document Number	0000453838
Date	Oct 2, 2017
Instrument	453838

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,216 (+2%) Land $273,008 Building $138,208
2025	$4,593.00 (+8.66%)	$403,154 (+4.04%) Land $267,655 Building $135,499
2023	$4,227.00 (+0.26%)	$387,501 Land $257,262 Building $130,239
2022	$4,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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