4273 Armadillo Trl, Niceville, FL 32578 Property Records

Okaloosa County property record for 4273 Armadillo Trl, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,035 sqft · built 2000
Lot Size0.201 acres (8,747 sqft)
Owner2 Individual Names on Record
Last Sale$371,000 (Jun 2020)
Tax Bill$4,132 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-594-6793-6

Property Details

APN / Parcel Number

Primary APNC56-000-594-6793-6
Alternative APNs
  • 15-1S-22-2044-000B-0090
  • 22S1152044000B0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,035 sqft Living Area
Gross Area2,707 sqft
1st Floor Area2,035 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area8,747 sqft (0.201 acres)
Garage TypeAttached
Garage Area400 sqft
PorchPatio
Porch Area272 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4273 ARMADILLO TRL
CityNICEVILLE
StateFL
Zip32578-7107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA LAKE S/D AT BWB LOT 9 BLK B
Legal Range22W
Legal Township01S
Legal Section15
Legal SubdivisionMAGNOLIA LAKE S/D
Legal BlockB
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2012
Census Tract20800

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 JUNIPER CREEK BLVD, PINEHURST, NC 28374-6819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Warranty Deed, Transfer · VA Mortgage
NATIONAL BANK OF KANSAS CITY
Jun 2, 2020Warranty Deed, Transfer
UNIVERSITY LNDG
Apr 17, 2017Warranty Deed, Transfer · VA Mortgage
FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2020 · Amount on Record
Deed SaleJun 2, 2020 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number20203362062
Deed Book / Page3465 / 3734
Prior Transfer DateJul 31, 2000
Prior Transfer Doc0001785809
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 19, 2021
Property Address4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Document Number0035190418
Book / Page3519 / 418
Map ReferenceMB 17 PG 12&13
Instrument DateJan 15, 2021
Instrument3422689
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyNOT AVAILABLE, BRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,681.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4273 ARMADILLO TRL, 4273, NICEVILLE, FL 32578-7107

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 WHEELING DR, PINEHURST, NC 28374-7068

Mortgage

Document Number0003519420
DateJan 19, 2021
Instrument3519/420
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 2, 2020
Property Address4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Document Number0034653734
Book / Page003465 / 003734
Instrument DateMay 29, 2020
Instrument3362062
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyNAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,597.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4273 ARMADILLO TRL NICEVILLE FL 325787107, NICEVILLE, FL 32578-7107

Mortgage

Document Number34653736
DateJun 2, 2020
Book Page003465/003736
Instrument3362063
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 17, 2017
Property Address4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Document Number0032952539
Book / Page3295 / 2539
Map ReferenceMB17 PG12&13
Instrument DateMar 31, 2017
Instrument3129181
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107

Mortgage

Document Number0003129183
DateApr 17, 2017
Instrument3129183
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,132.00 (+3.25%) Homeowner's exemption$382,262 (+4.01%) Land $97,826 Building $284,436$382,262 (+0.9%) Land $97,826 Building $284,436
2023$4,002.00 (+2.48%) Homeowner's exemption$367,541 (+3%)$378,869 (+6.17%) Land $90,436 Building $288,433
2022$3,905.00 Homeowner's exemption$356,836 Land $86,129 Building $270,707$356,836 Land $86,129 Building $270,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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