Okaloosa County property record for 4273 Armadillo Trl, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,035 sqft · built 2000 |
| Lot Size | 0.201 acres (8,747 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $371,000 (Jun 2020) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-6793-6 |
| Primary APN | C56-000-594-6793-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 2,707 sqft |
| 1st Floor Area | 2,035 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,747 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Patio |
| Porch Area | 272 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4273 ARMADILLO TRL |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-7107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA LAKE S/D AT BWB LOT 9 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | MAGNOLIA LAKE S/D |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20800 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 JUNIPER CREEK BLVD, PINEHURST, NC 28374-6819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jun 2, 2020 | Warranty Deed, Transfer UNIVERSITY LNDG |
| Apr 17, 2017 | Warranty Deed, Transfer · VA Mortgage FIRST FLORIDA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | Apr 17, 2017 · Amount on Record |
| Deed Document Number | 20203362062 |
| Deed Book / Page | 3465 / 3734 |
| Prior Transfer Date | Jul 31, 2000 |
| Prior Transfer Doc | 0001785809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107 |
| Document Number | 0035190418 |
| Book / Page | 3519 / 418 |
| Map Reference | MB 17 PG 12&13 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 3422689 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | NOT AVAILABLE, BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,681.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4273 ARMADILLO TRL, 4273, NICEVILLE, FL 32578-7107 |
| Name | Verified Name |
|---|---|
| Address | 140 WHEELING DR, PINEHURST, NC 28374-7068 |
| Document Number | 0003519420 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 3519/420 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 2, 2020 |
| Property Address | 4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107 |
| Document Number | 0034653734 |
| Book / Page | 003465 / 003734 |
| Instrument Date | May 29, 2020 |
| Instrument | 3362062 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,597.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4273 ARMADILLO TRL NICEVILLE FL 325787107, NICEVILLE, FL 32578-7107 |
| Document Number | 34653736 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 003465/003736 |
| Instrument | 3362063 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107 |
| Document Number | 0032952539 |
| Book / Page | 3295 / 2539 |
| Map Reference | MB17 PG12&13 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 3129181 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4273 ARMADILLO TRL, NICEVILLE, FL 32578-7107 |
| Document Number | 0003129183 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 3129183 |
| Name | FIRST FLORIDA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,132.00 (+3.25%) Homeowner's exemption | $382,262 (+4.01%) Land $97,826 Building $284,436 | $382,262 (+0.9%) Land $97,826 Building $284,436 |
| 2023 | $4,002.00 (+2.48%) Homeowner's exemption | $367,541 (+3%) | $378,869 (+6.17%) Land $90,436 Building $288,433 |
| 2022 | $3,905.00 Homeowner's exemption | $356,836 Land $86,129 Building $270,707 | $356,836 Land $86,129 Building $270,707 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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