4271 Esperanza Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4271 Esperanza Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,227 sqft · built 1990
Lot Size0.73 acres (3,177 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Mar 2021)
Tax Bill$7,266 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162-550-23-00

Property Details

APN / Parcel Number

Primary APN162-550-23-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,227 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area3,177 sqft (0.73 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4271 ESPERANZA WAY
CityOCEANSIDE
StateCA
Zip92056-3458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 105 TR 011669
Legal SubdivisionOCEANSIDE CANYON
Legal Tract011669
Legal Block2
Legal Lot Number105
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4271 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleApr 20, 2005 · Amount on Record
Deed Document Number2021222915
Prior Transfer DateMar 6, 2001
Prior Transfer Doc0000145642
Record UpdatedOct 29, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 22, 2021
Property Address4271 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Document Number0000222915
Map ReferenceMAP 11669
Instrument DateMar 16, 2021
Instrument2021-0222915
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyEQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4271 ESPERANZA WAY, OCEANSIDE, CA 92056-3458

Mortgage

Document Number0000222916
DateMar 22, 2021
Instrument2021-0222916
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$651,403 (+2%) Land $320,593 Building $330,810
2025$7,266.00 (+8.64%)$638,631 (+4.04%) Land $314,307 Building $324,324
2023$6,688.00 (+0.25%)$613,834 Land $302,103 Building $311,731
2022$6,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: FiberFirst, Verizon.

Nearby Properties on Esperanza Way

Nearby Streets

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