Burke County property record for 4271 Dentons Chapel Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1974 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,359 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781655156 |
| Primary APN | 1781655156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 76,666 sqft (1.76 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4271 DENTONS CHAPEL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4271 DENTONS CHAPEL RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20304 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4271 DENTONS CHAPEL RD, MORGANTON, NC 28655-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4271 DENTONS CHAPEL RD, MORGANTON, NC 28655-7926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4271 DENTONS CHAPEL RD, MORGANTON, NC 28655-7926 |
| Document Number | 0028460526 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 2846/526 |
| Instrument | 2025010947 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4271 DENTONS CHAPEL RD, MORGANTON, NC 28655-7926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4271 DENTONS CHAPEL RD, MORGANTON, NC 28655-7926 |
| Document Number | 0026850951 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 2685/951 |
| Instrument | 2023004643 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,359.00 (+0.37%) | $192,796 (-) Land $22,292 Building $170,504 | $192,796 (-) Land $22,292 Building $170,504 |
| 2025 | $1,354.00 (+4.15%) | $192,796 (+0.46%) Land $22,292 Building $170,504 | $192,796 (+0.46%) Land $22,292 Building $170,504 |
| 2023 | $1,300.00 | $191,918 Land $22,292 Building $169,626 | $191,918 Land $22,292 Building $169,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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