4270 Spohrs Rd, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 4270 Spohrs Rd, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1998
Lot Size	1.05 acres (45,825 sqft)
Owner	Individual Name on Record
Last Sale	$190,011 (Apr 2021)
Tax Bill	$969 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-0016.0003`

Property Details

APN / Parcel Number

Primary APN	`01-19-0016.0003`
Alternative APN	`33-01-19-0016.0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	45,825 sqft (1.05 acres)
Terrain	Rolling
Porch	Porch
Porch Area	24 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4270 SPOHRS RD
City	BERKELEY SPRINGS
State	WV
Zip	25411-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRNS SLEEPY CREEK 1.0518 AC
Legal Subdivision	DRNS SLEEPY CREEK
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1028
Census Tract	970701

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4270 SPOHRS RD, BERKELEY SPRINGS, WV 25411-3569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE AMERICA LLC
Apr 15, 2021	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Feb 7, 2019
Deed Document Number	2021876559
Deed Book / Page	280 / 450
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	000269/264
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	4270 SPOHRS RD, BERKELEY SPRINGS, WV 25411-3569
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000437/1
Date	Feb 7, 2019
Book Page	437/1
Instrument	853427

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	4270 SPOHRS RD, BERKELEY SPRINGS, WV 25411-3569
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448/658
Date	Mar 2, 2020
Book Page	448/658
Instrument	864926

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Apr 15, 2021
Property Address	4270 SPOHRS RD, BERKELEY SPRINGS, WV 25411-3569
Document Number	280/450
Book / Page	280 / 450
Instrument Date	Apr 13, 2021
Instrument	876559
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 SPOHRS RD, BERKELEY SPRINGS, WV 25411-3569

Mortgage

Document Number	000466/733
Date	Apr 15, 2021
Book Page	466/733
Instrument	876560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN WV
Recording Date	Feb 7, 2019
Property Address	4270 SPOHRS RD, BERKELEY SPRINGS, WV 25411-3569
Document Number	000269/264
Book / Page	269 / 264
Instrument Date	Dec 31, 2018
Instrument	853426
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$969.00 (+6.95%)	$97,740 (+7.17%) Land $14,640 Building $83,100	$162,900 (+7.17%) Land $24,400 Building $138,500
2025	$906.00 (+9.69%)	$91,200 (+10.47%) Land $14,640 Building $76,560	$152,000 (+10.47%) Land $24,400 Building $127,600
2023	$826.00 (-3.39%)	$82,560 (-3.44%) Land $13,440 Building $69,120	$137,600 (-3.44%) Land $22,400 Building $115,200
2022	$855.00	$85,500 Land $13,440 Building $72,060	$142,500 Land $22,400 Building $120,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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