4270 Settler Dr, Reno, NV 89502 Property Records

Washoe County property record for 4270 Settler Dr, Reno, NV 89502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,910 sqft · built 1975
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Jul 1991)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-322-21`

Property Details

APN / Parcel Number

Primary APN	`021-322-21`
Alternative APN	`38487`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38487
Street Address	4270 SETTLER DR
City	RENO
State	NV
Zip	89502-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	DONNER SPRINGS LT 97
Legal Range	20
Legal Township	19
Legal Subdivision	DONNER SPRINGS
Legal Lot Number	97
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	2
Census Block	2013
Census Tract	2106

Owner

4270 Settler Dr is owned and occupied by two individuals who bought it in July 1991.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4270 SETTLER DR, RENO, NV 89502-5906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1991 · Amount on File
Deed Sale	Jul 31, 1991 · Amount on File
Deed Document Number	1584153
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4270 SETTLER DR, RENO, NV 89502-5906
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005271133
Date	Jan 25, 2022
Instrument	5271133

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4270 SETTLER DR, RENO, NV 89502-5906
Document Number	0004945789
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4270 SETTLER DR RENO NV 895025906, RENO, NV 89502-5906

Mortgage

Document Number	0004945789
Date	Aug 27, 2019
Instrument	4945789

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4270 Settler Dr was $2,226.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00	$65,651 Land $37,135 Building $28,516	$187,573 Land $106,100 Building $81,473
2023	$1,911.00	$63,398 Land $34,230 Building $29,168	$181,138 Land $97,800 Building $83,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4270 Settler Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4270 Settler Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 893 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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