4270 Garmon Mill Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 4270 Garmon Mill Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,592 sqft · built 1973
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Nov 2021)
Tax Bill	$2,602 (2023)
Deeds & Mortgages	Jan 2022 Transfer Nov 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5554 10 0730`

Property Details

APN / Parcel Number

Primary APN	`5554 10 0730`
Alternative APNs	`10020 0090.200000` `151534` `21370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,592 sqft Living Area
Gross Area	3,463 sqft
1st Floor Area	1,962 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Lot Dimensions	320 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	496 sqft
Driveway	Concrete Driveway
Driveway Area	2,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Patio
Porch Area	243 sqft
Deck Area	132 sqft
Patio Area	132 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	151534
Street Address	4270 GARMON MILL RD
City	MIDLAND
State	NC
Zip	28107-6734
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R/OMT
Legal Description	SOUTH SIDE GARMON MILL RD
Legal Subdivision	DOWNTOWN MIDLAND
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1037
Census Tract	41603

Owner

4270 Garmon Mill Rd, a rural home, is owned and occupied by an individual who acquired it in January 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4270 GARMON MILL RD, MIDLAND, NC 28107-6734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Correction Deed
Nov 29, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 21, 2021	Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE
Jun 18, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 7, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Book / Page	15685 / 322
Last Transfer Date	Jan 11, 2022
Transfer Doc	0015779297
Record Updated	Oct 29, 2026

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 11, 2022
Property Address	4270 GARMON MILL RD, MIDLAND, NC 28107-6734
Document Number	0015779297
Book / Page	15779 / 297
Instrument Date	Jan 10, 2022
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4270 GARMON MILL RD, 4270, MIDLAND, NC 28107-6734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9234 BRECHIN DR, CHARLOTTE, NC 28277-5531

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 29, 2021
Property Address	4270 GARMON MILL RD, MIDLAND, NC 28107-6734
Document Number	0015685322
Book / Page	15685 / 322
Instrument Date	Nov 17, 2021
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75101 LAKE I N THE WODS BLVD, 75101, LAKELAND, FL 33813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 GNRMON MILL ROAD, MIDLAND, NC 28107-6734

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 21, 2021
Property Address	4270 GARMON MILL RD, MIDLAND, NC 28107-6734
Document Number	0015267206
Book / Page	15267 / 206
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4270 GANNON MILL ROAD, 4270, MIDLAND, NC 28107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9234 BRECHIN DR, CHARLOTTE, NC 28277-5531

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	4270 GARMON MILL RD, MIDLAND, NC 28107-6734
Document Number	1367057
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 GARMON MILL RD MIDLAND NC 281076734, MIDLAND, NC 28107-6734

Mortgage

Document Number	1367057
Date	Aug 20, 2019
Book Page	013670/000057
Instrument	21774

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 19, 2059

Interest

Rate	3.5%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	4270 GARMON MILL RD, MIDLAND, NC 28107-6734
Document Number	12399265
Book / Page	012399 / 000265
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 GARMON MILL RD MIDLAND NC 281076734, MIDLAND, NC 28107-6734

Mortgage

Document Number	12399265
Date	Mar 16, 2017
Book Page	012399/000265
Instrument	6434

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 15, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,630 (-) Land $48,650 Building $369,980
2025		$418,630 Land $48,650 Building $369,980
2024			$418,630 (+54.48%) Land $48,650 Building $369,980
2023	$2,602.00	$270,990 Land $35,600 Building $235,390	$270,990 Land $35,600 Building $235,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4270 Garmon Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4270 Garmon Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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