427 Zuni Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 427 Zuni Dr, Del Mar, CA 92014

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,606 sqft · built 1959
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Jul 2018)
Tax Bill$23,752 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN299-280-31-00

Property Details

APN / Parcel Number

Primary APN299-280-31-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,606 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area7,000 sqft (0.161 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address427 ZUNI DR
CityDEL MAR
StateCA
Zip92014-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK 3 LOT D (EX SLY 175 FT) TR 001255
Legal SubdivisionARDEN HEIGHTS
Legal Tract001255
Legal Block3
Legal Lot NumberD
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract17202

Owner

427 Zuni Dr is owned by a company that bought it in July 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address427 ZUNI DR, DEL MAR, CA 92014-2445
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 24, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Sep 12, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jul 6, 2018Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2018 · Amount on File
Deed SaleJul 6, 2018 · Amount on File
Deed Document Number2018276077
Prior Transfer DateDec 17, 2013
Prior Transfer Doc0000724302
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address427 ZUNI DR, DEL MAR, CA 92014-2445
Transaction TypeMortgage
Record UpdatedNov 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 ZUNIT DR, DEL MAR, CA 92014-2445

Mortgage

Document Number0000746329
DateOct 27, 2021
Instrument2021-0746329
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateOct 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address427 ZUNI DR, DEL MAR, CA 92014-2445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 ZUNI DR, DEL MAR, CA 92014-2445

Mortgage

Document Number0000740582
DateNov 23, 2020
Instrument2020-0740582
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate7.75%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address427 ZUNI DR, DEL MAR, CA 92014-2445
Document Number0000435046
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 9, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 ZUNI DR DEL MAR CA 920142445, DEL MAR, CA 92014-2445

Mortgage

Document Number0000435046
DateOct 1, 2019
Instrument435046
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueSep 30, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address427 ZUNI DR, DEL MAR, CA 92014-2445
Document Number0000392606
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedSep 26, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 2877 LA JOLLA CA 92038, LA JOLLA, CA 92038

Mortgage

Document Number0000392606
DateSep 20, 2018
Instrument392606
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 6, 2018
Property Address427 ZUNI DR, DEL MAR, CA 92014-2445
Document Number0000276077
Instrument DateJun 14, 2018
Instrument276077
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5210 TRIPLE CROWN ROW SAN DIEGO CA 921301217, SAN DIEGO, CA 92130-1217

Mortgage

Document Number276078
DateJul 6, 2018
Instrument276078
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueJul 5, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 427 Zuni Dr was $23,752 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityDel Mar City
Elementary School DistrictDel Mar Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,275,652 (+2%) Land $2,104,981 Building $170,671
2025$23,752.00 Homeowner's exemption$2,231,032 Land $2,063,707 Building $167,325
2023$22,767.00 (+1.63%) Homeowner's exemption$2,144,401 Land $1,983,572 Building $160,829
2022$22,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 427 Zuni Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 427 Zuni Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DEL MAR
serves 3,950 people · EPA ID CA3710004
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Zuni Dr

Nearby Streets

Search Property Records by Address or Parcel Number