427 Wilson St, Winona, MN 55987 Property Records

Winona County property record for 427 Wilson St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,320 sqft · built 1886
Lot Size	0.066 acres (2,875 sqft)
Owner	Individual Name on Record
Tax Bill	$2,254 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit
APN	`32.000.8860`

Property Details

APN / Parcel Number

Primary APN	`32.000.8860`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	480 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,875 sqft (0.066 acres)
Lot Dimensions	14 ft deep x 7 ft wide
Garage Type	Detached
Garage Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 WILSON ST
City	WINONA
State	MN
Zip	55987-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-107 RANGE-007 ORIGINAL PLAT LOT-008 BLOCK-133 ORIGINAL PLAT SLY 11' OF ELY 90' LOT 8 & NLY 21' OF ELY 90' LOT 9
Legal Range	007
Legal Township	107
Legal Section	22
Legal Subdivision	ORIGINAL PLAT
Legal Block	133
Legal Lot Number	8-9
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3004
Census Tract	670400

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 E 5TH ST, WINONA, MN 55987-5504
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	427 WILSON ST, WINONA, MN 55987-2947
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636667
Date	Sep 3, 2021
Instrument	636667

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2036

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,254.00 (+26.2%)	$204,300 (+8.5%) Land $23,400 Building $180,900	$204,300 (+8.5%) Land $23,400 Building $180,900
2025		$188,300 (+7.66%) Land $23,400 Building $164,900	$188,300 (+7.66%) Land $23,400 Building $164,900
2023	$1,786.00	$174,900 Land $22,500 Building $152,400	$174,900 Land $22,500 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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