427 William St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 427 William St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1952
Lot Size	0.148 acres (6,429 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (May 2022)
Tax Bill	$5,966 (2026)
Deeds & Mortgages	Jun 2022 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:22 B:000 L:13`

Property Details

APN / Parcel Number

Primary APN	`STON M:22 B:000 L:13`
Alternative APN	`5115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,382 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,429 sqft (0.148 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5115
Street Address	427 WILLIAM ST
City	STONEHAM
State	MA
Zip	02180-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	13
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	3
Census Block	3002
Census Tract	337202

Owner

427 William St is owned and occupied by two individuals who bought it in May 2022.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 WILLIAM ST, STONEHAM, MA 02180-2334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Quit Claim Deed, Transfer Quitclaim
May 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jan 13, 2017	Personal Representative Deed, Transfer · Conventional with PMI ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Book / Page	80178 / 46
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jun 1, 2022
Property Address	427 WILLIAM ST, STONEHAM, MA 02180-2334
Document Number	080207-398
Book / Page	80207 / 398
Instrument Date	May 25, 2022
Instrument	81714
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 WILLIAM ST, STONEHAM, MA 02180-2334

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	May 25, 2022
Property Address	427 WILLIAM ST, STONEHAM, MA 02180-2334
Document Number	0080178-46
Book / Page	80178 / 46
Instrument Date	May 25, 2022
Instrument	78474
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WILLIAM ST, STONEHAM, MA 02180-2334

Mortgage

Document Number	0000078475
Date	May 25, 2022
Instrument	78475

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STONEHAM MA
Recording Date	Jan 13, 2017
Property Address	427 WILLIAM ST, STONEHAM, MA 02180-2334
Document Number	68756-445
Book / Page	068756 / 000445
Instrument	7367
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 WILLIAM ST STONEHAM MA 021802334, STONEHAM, MA 02180-2334

Mortgage

Document Number	68756-447,
Date	Jan 13, 2017
Book Page	068756/000447
Instrument	7368

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 427 William St was $5,966, up 4.9% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,966.00 (+4.91%)	$593,000 (+6.67%) Land $364,300 Building $228,700	$654,265 (-)
2025	$5,687.00 (+9.62%)	$555,900 (+13.47%) Land $346,100 Building $209,800	$654,265 (+3.41%)
2024	$5,188.00 (+4.34%)	$489,900 (+9.38%) Land $318,800 Building $171,100	$632,700
2023	$4,972.00	$447,900 Land $291,400 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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