Frederick County property record for 427 White Oak Pl, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,563 sqft · built 1963 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,462 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-094665 |
| Primary APN | 02-094665 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| 1st Floor Area | 913 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,700 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 64 ft wide |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 094665 |
|---|---|
| Street Address | 427 WHITE OAK PL |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | L 13 BL D 64X145 427 WHITEOAK PL. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Block | O |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 765100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 WHITE OAK PL, FREDERICK, MD 21701-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 5, 2023 |
| Deed Sale | Jun 5, 2023 |
| Prior Sale | May 24, 2011 · Amount on Record |
| Deed Book / Page | 16466 / 138 |
| Prior Transfer Date | May 22, 2023 |
| Prior Transfer Doc | 0164660138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 5, 2023 |
| Property Address | 427 WHITE OAK PL, FREDERICK, MD 21701-6520 |
| Document Number | 0164660138 |
| Book / Page | 16466 / 138 |
| Map Reference | MB 4 FO 35 |
| Instrument Date | May 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 427 WHITE OAK PL, FREDERICK, MD 21701-6520 |
| Document Number | 0016466145 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 16466/145 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 427 WHITE OAK PL, FREDERICK, MD 21701-6520 |
| Document Number | 0132080470 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 427 WHITE OAK PL FREDERICK MD 217016520, FREDERICK, MD 21701-6520 |
| Document Number | 0132080470 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 013208/000470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,100 (+3.6%) | $350,900 (+10.8%) Land $168,500 Building $182,400 | |
| 2025 | $4,462.00 (+4.84%) Homeowner's exemption | $316,700 (+24.28%) Land $139,800 Building $176,900 | $316,700 (-) Land $139,800 Building $176,900 |
| 2024 | $4,256.00 (+7.2%) | ||
| 2023 | $3,970.00 Homeowner's exemption | $254,833 | $316,700 Land $139,800 Building $176,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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