427 Wakefield Ln, Geneva, IL 60134 Property Records

Kane County property record for 427 Wakefield Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,202 sqft · built 1980
Lot Size	0.44 acres (19,147 sqft)
Owner	Individual Name on File
Tax Bill	$9,970 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-175-004`

Property Details

APN / Parcel Number

Primary APN	`12-04-175-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	3,098 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	19,147 sqft (0.44 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 WAKEFIELD LN
City	GENEVA
State	IL
Zip	60134-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN BLACKBERRY SUB UNIT NO 1
Legal Subdivision	BLACKBERRY SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	4
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1009
Census Tract	852607

Owner

427 Wakefield Ln is owned and occupied by an individual who acquired it in September 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 8, 2020	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 10, 2017	Grant Deed, Transfer · FHA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020
Deed Sale	Sep 8, 2020
Prior Sale	Mar 10, 2017 · Amount on File
Deed Document Number	202051224
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000051224
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006

Mortgage

Document Number	0000012140
Date	Apr 18, 2023
Instrument	2023K012140

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044450
Date	Jun 10, 2021
Instrument	2021K044450

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 8, 2020
Property Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006
Document Number	0000051224
Instrument Date	Aug 21, 2020
Instrument	2020K051224
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051225
Date	Sep 8, 2020
Instrument	2020K051225

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 10, 2017
Property Address	427 WAKEFIELD LN, GENEVA, IL 60134-1006
Document Number	0000012620
Instrument Date	Feb 24, 2017
Instrument	12620
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 TARA LN WEST CHICAGO IL 601854935, WEST CHICAGO, IL 60185-4935

Mortgage

Document Number	12621
Date	Mar 10, 2017
Instrument	12621

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 427 Wakefield Ln was $9,970 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,970.00 Homeowner's exemption	$146,040 (+8.5%) Land $42,830 Building $103,210	$438,295 (+8.5%) Land $128,541 Building $309,754
2024		$134,599 Land $39,475 Building $95,124	$403,959 Land $118,472 Building $285,486
2022	$8,992.00 (+3.05%) Homeowner's exemption	$113,698 (+3.86%) Land $33,345 Building $80,353	$341,094 (+3.86%) Land $100,035 Building $241,059
2021	$8,726.00 Homeowner's exemption	$109,473 Land $32,106 Building $77,367	$328,419 Land $96,318 Building $232,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Wakefield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Wakefield Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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