Cook County property record for 427 W Root St, Chicago, IL 60609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 2006 |
| Lot Size | 0.071 acres (3,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,000 (Dec 2017) |
| Tax Bill | $6,325 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04-122-033 |
| Primary APN | 20-04-122-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,098 sqft (0.071 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 427 W ROOT ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60609-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Subdivision | DUNCANS RESUB |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 842600 |
Source: Cook County records · APN 20-04-122-033
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 W ROOT ST, CHICAGO, IL 60609-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 18, 2017 | Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Prior Sale | Nov 17, 2005 · Amount on Record |
| Deed Document Number | 201734064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 427 W ROOT ST, CHICAGO, IL 60609-2729 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0023746071 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2123746071 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 18, 2017 |
| Property Address | 427 W ROOT ST, CHICAGO, IL 60609-2729 |
| Document Number | 1735234064 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 35234064 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 W ROOT ST CHICAGO IL 606092729, CHICAGO, IL 60609-2729 |
| Document Number | 1735234065 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 35234065 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 (+11.14%) Land $2,478 Building $34,522 | $370,000 (+11.14%) Land $24,780 Building $345,220 | |
| 2023 | $6,325.00 (+2.95%) | ||
| 2022 | $6,144.00 (+1.98%) Homeowner's exemption | $33,292 (-) Land $3,098 Building $30,194 | $332,920 (-) Land $30,980 Building $301,940 |
| 2021 | $6,025.00 Homeowner's exemption | $33,292 Land $3,098 Building $30,194 | $332,920 Land $30,980 Building $301,940 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 587 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Radiate Holdings.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CHICAGO serves 2,721,308 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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