Caddo County property record for 427 W Oak, Binger, OK 73009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,688 sqft · built 1975 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | Company Name on Record |
| Last Sale | $98,500 (May 2019) |
| Tax Bill | $984 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12613 |
| Primary APN | 12613 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 1,292 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12613 |
|---|---|
| Street Address | 427 W OAK |
| City | BINGER |
| State | OK |
| Zip | 73009-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 18-22 BLK 9 BINGER OT |
| Legal Subdivision | BINGER OT |
| Legal Block | 9 |
| Legal Lot Number | 18-22 |
| Jurisdiction | CADDO OK |
| Township / Civil Division | BINGER-HINTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 161602 |
Source: Caddo County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 427 W OAK, BINGER, OK 73009-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| May 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on Record |
| Deed Sale | May 3, 2019 · Amount on Record |
| Prior Sale | Nov 1, 1971 · Amount on Record |
| Deed Document Number | 20192748 |
| Deed Book / Page | 3131 / 589 |
| Last Transfer Date | Oct 16, 2024 |
| Transfer Doc | 0000006969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CADDO OK |
| Property Address | 427 W OAK, BINGER, OK 73009-5507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 427 W OAK, BINGER, OK 73009-5507 |
| Document Number | 003210/135 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 3210/135 |
| Instrument | 202100005803 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CADDO OK |
| Recording Date | May 3, 2019 |
| Property Address | 427 W OAK, BINGER, OK 73009-5507 |
| Document Number | 003131/589 |
| Book / Page | 3131 / 589 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 201900002748 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 45, HYDRO, OK 73048-0045 |
| Document Number | 201900002749 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 201900002749 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Caddo County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Caddo County |
| Municipality | Binger Town |
| Unified School District | Binger-Oney Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $984.00 (-0.1%) | $11,044 (+4.99%) Land $908 Building $10,136 | $140,735 (-4.94%) Land $8,750 Building $131,985 |
| 2024 | $985.00 (+18.67%) | $10,519 (+5%) Land $865 Building $9,654 | $148,050 (+11.67%) Land $8,750 Building $139,300 |
| 2023 | $830.00 | $10,018 Land $857 Building $9,161 | $132,575 Land $8,750 Building $123,825 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 76% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BINGER PWA serves 708 people · EPA ID OK2000803 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hinton CATV Company Fiber | 1,000 / 500 |
| Nextlink Fixed Wireless | 100 / 20 |
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