Scott County property record for 427 W Main St, Georgetown, KY 40324 · Last verified January 2026
| Property Type | Vacant Land > Commercial |
|---|---|
| Lot Size | 97,966 sqft (2.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2017) |
| Tax Bill | $8,825.00 (2025) |
| Primary APN | 166-30-020.000 |
|---|
| Lot Area | 97,966 sqft (2.24 acres) |
|---|
| Street Address | 427 W MAIN ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1380 |
| Property Usage | Commercial Property Usage |
| Type | Vacant Land > Commercial |
| Legal Description | COMM BOUTIQUE VR |
| Jurisdiction | SCOTT KY |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 40102 |
Source: Scott County records · APN 166-30-020.000
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 W MAIN ST, GEORGETOWN, KY 40324-1380 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Nov 29, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Deed Doc Number | 378270 |
| Deed Book / Page | D392 / 593 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 427 W MAIN ST, GEORGETOWN, KY 40324-1380 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1544/577 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | M1544/577 |
| Instrument | 422207 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 29, 2017 |
| Property Address | 427 W MAIN ST, GEORGETOWN, KY 40324-1380 |
| Document Number | 00D392/593 |
| Book / Page | D392 / 593 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 378270 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 922 WOLF RUN DR, LEXINGTON, KY 40504-2302 |
| Name | Verified Name |
|---|---|
| Address | 4022 WOODFORD PATH, GEORGETOWN, KY 40324-8125 |
Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,825.00 (-6.41%) | $1,040,000 (-) | $1,040,000 (-) |
| 2023 | $9,429.00 (+4.5%) | $1,040,000 (-) Land $190,000 Building $850,000 | $1,040,000 (-) Land $190,000 Building $850,000 |
| 2022 | $9,023.00 | $1,040,000 Land $190,000 Building $850,000 | $1,040,000 Land $190,000 Building $850,000 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Main Street Historic District listed 1985 · 21 contributing resources · NRIS 85003491 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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