427 W Hull St, Denison, TX 75020 Property Records

Grayson County property record for 427 W Hull St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,161 sqft · built 1940
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$110,400 (Dec 2020)
Tax Bill	$1,052 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D025 3209034`

Property Details

APN / Parcel Number

Primary APN	`D025 3209034`
Alternative APN	`146111`

Interior

Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	62 sqft
Utility Building	240 sqft

Location & Zoning

Street Address	427 W HULL ST
City	DENISON
State	TX
Zip	75020-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEMANS ADDN, BLOCK 3, LOT 10, ACRES .1722
Legal Subdivision	STONEMANS ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3007
Census Tract	700

Owner

427 W Hull St is owned and occupied by two individuals who bought it in December 2020.

Source: Grayson County records, as of August 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	427 W HULL ST, DENISON, TX 75020-4621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Vendor's Lien, Transfer · FHA Mortgage EFINITY FINANCIAL INC
Mar 9, 2020	Vendor's Lien, Transfer · Commercial Mortgage READY MORTGAGE CORP
Sep 9, 2019	Quit Claim Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	202035569
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000021684
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 21, 2020
Property Address	427 W HULL ST, DENISON, TX 75020-4621
Document Number	0000035569
Map Reference	VOL 62 PG 205
Instrument Date	Dec 18, 2020
Instrument	2020-00035569
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 W HULL ST, DENISON, TX 75020-4621

Mortgage

Document Number	0000035570
Date	Dec 21, 2020
Instrument	2020-00035570

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 9, 2020
Property Address	427 W HULL ST, DENISON, TX 75020-4621
Document Number	0000005962
Map Reference	VOL 62 PG 205
Instrument Date	Feb 27, 2020
Instrument	2020-00005962
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10113 PUMA PL, MCKINNEY, TX 75071-1570

Mortgage

Document Number	0000005963
Date	Mar 9, 2020
Instrument	2020-00005963

Lender

Name	READY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 9, 2019
Property Address	427 W HULL ST, DENISON, TX 75020-4621
Document Number	0000021684
Instrument Date	Sep 4, 2019
Instrument	21684
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8041 FLAGSTONE ST FRISCO TX 750345627, FRISCO, TX 75034-5627

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,596 Land $34,875 Building $120,721	$155,596 Land $34,875 Building $120,721
2024	$1,052.00
2023		$166,741 Land $17,475 Building $149,266	$166,741 Land $17,475 Building $149,266
2022	$3,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 W Hull St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 W Hull St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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