427 W Hubert Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 427 W Hubert Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1957
Lot Size	0.197 acres (8,599 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2022)
Tax Bill	$1,534 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-62279.00`

Property Details

APN / Parcel Number

Primary APN	`053-62279.00`
Alternative APN	`0624 00082`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,599 sqft (0.197 acres)
Lot Dimensions	172 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	40 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0624 00082
Street Address	427 W HUBERT AVE
City	LANCASTER
State	OH
Zip	43130-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAHERS 2ND ADD LOT 9
Legal Subdivision	MAHERS 2ND ADD
Legal Lot Number	9
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2023
Census Tract	32300

Owner

427 W Hubert Ave is owned and occupied by an individual who bought it in December 2022.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 15, 2019	Grant Deed, Transfer PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEFFREY A WATTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on File
Deed Sale	Dec 14, 2022 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	202200024646
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 14, 2022
Property Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717
Document Number	0000024646
Map Reference	MB 7 PG 27
Instrument Date	Dec 9, 2022
Instrument	202200024646
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717

Mortgage

Document Number	0000024647
Date	Dec 14, 2022
Instrument	202200024647

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000024648
Date	Dec 14, 2022
Instrument	202200024648

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 3, 2021
Property Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717
Document Number	0000031719
Map Reference	MB 7 PG 27
Instrument Date	Nov 29, 2021
Instrument	202100031719
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717

Mortgage

Document Number	0000031720
Date	Dec 3, 2021
Instrument	202100031720

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000031721
Date	Dec 3, 2021
Instrument	202100031721

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 23, 2019
Property Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717
Document Number	0000019459
Book / Page	1805 / 3733
Map Reference	MB 7 PG 27
Instrument Date	Oct 21, 2019
Instrument	201900019459
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019460
Date	Oct 23, 2019
Instrument	201900019460

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 15, 2019
Property Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717
Document Number	0000014146
Book / Page	001799 / 000433
Instrument Date	Aug 9, 2019
Instrument	14146
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

Amount	Amount on Record
Tax	$232.80
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2391 GRAYBILL CT LANCASTER OH 431308468, LANCASTER, OH 43130-8468

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	427 W HUBERT AVE, LANCASTER, OH 43130-4717
Document Number	0000014464
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2391 GRAYBILL CT LANCASTER OH 431308468, LANCASTER, OH 43130-8468

Mortgage

Document Number	0000014464
Date	Aug 20, 2019
Book Page	001799/002274
Instrument	14464

Lender

Name	JEFFREY A WATTS
Address	12954 STONECREEK DR # B, PICKERINGTON, OH 43147-8840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Aug 19, 2021

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,220 Land $15,230 Building $43,990	$169,180 Land $43,500 Building $125,680
2023	$1,534.00	$41,830 (-) Land $7,710 Building $34,120
2022		$41,830 Land $7,710 Building $34,120	$119,530 Land $22,040 Building $97,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 W Hubert Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1979–2019)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 W Hubert Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on W Hubert Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures