Merced County property record for 427 W 27th St, Merced, CA 95340
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Dec 2022) |
| Tax Bill | $3,471 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 030-014-009-000 |
| Primary APN | 030-014-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,296 sqft |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 030-014-009 |
|---|---|
| Street Address | 427 W 27TH ST |
| City | MERCED |
| State | CA |
| Zip | 95340-2834 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R16 |
| Legal Description | MERCED LOT 13 BLK 5 |
| Legal Subdivision | MERCED |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1302 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 427 W 27TH ST, MERCED, CA 95340-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Dec 23, 2022 | Grant Deed, Transfer · Commercial Mortgage KEN D ELVING 2012 TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2022 · Amount on Record |
| Deed Sale | Dec 23, 2022 · Amount on Record |
| Prior Sale | Nov 23, 2010 · Amount on Record |
| Deed Document Number | 202243365 |
| Prior Transfer Date | Jul 29, 2004 |
| Prior Transfer Doc | 0000050669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 427 W 27TH ST, MERCED, CA 95340-2834 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3644 LOYOLA CT, MERCED, CA 95348-2138 |
| Document Number | 0000024610 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025024610 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 23, 2022 |
| Property Address | 427 W 27TH ST, MERCED, CA 95340-2834 |
| Document Number | 0000043365 |
| Map Reference | VOL X PG 540 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2022043365 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 W 27TH ST, MERCED, CA 95340-2834 |
| Document Number | 0000043366 |
|---|---|
| Date | Dec 23, 2022 |
| Instrument | 2022043366 |
| Name | KEN D ELVING 2012 TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $326,400 (+4.58%) Land $96,900 Building $229,500 | |
| 2025 | $3,471.00 (+5.76%) | $312,120 (+4.04%) Land $88,434 Building $223,686 |
| 2024 | $3,282.00 (+1.42%) | |
| 2023 | $3,236.00 (+339.67%) | $300,000 Land $85,000 Building $215,000 |
| 2022 | $736.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, GeoLinks.
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