427 Upper Ferry Rd, Leroy, AL 36548 Property Records

Washington County property record for 427 Upper Ferry Rd, Leroy, AL 36548

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,232 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$158,200 (Jun 2025)
Tax Bill	$233 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2014 Sale
Flood Zone	Zone X (minimal risk)
APN	`130202200000400000`

Property Details

APN / Parcel Number

Primary APN	`130202200000400000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	273 sqft
Utility Building	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	427 UPPER FERRY RD
City	LEROY
State	AL
Zip	36548-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRY
Legal Description	COM INT NL SEC & WL OLD LEROY PRINCESS UPPER FERRY RD TH SE,LY 859 TO POB TH CONT SELY 270 SELY 180.8 W 121.6 N,314 TO WL RD
Legal Range	01E
Legal Township	06N
Legal Section	02
Jurisdiction	WASHINGTON AL
Township / Civil Division	WAGARVILLE
Census Block Group	1
Census Block	1042
Census Tract	44100

Owner

427 Upper Ferry Rd is owned and occupied by an individual who bought it in June 2025.

Source: Washington County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	427 UPPER FERRY RD, LEROY, AL 36548-5107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 1, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Book / Page	611 / 324
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AL
Recording Date	Jul 6, 2026
Property Address	427 UPPER FERRY RD, LEROY, AL 36548-5107
Document Number	0551000391
Book / Page	551 / 391
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 UPPER FERRY RD, LEROY, AL 36548-5107

Mortgage

Document Number	0551000391,
Date	Jul 6, 2026
Book Page	551/391

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AL
Recording Date	May 1, 2014
Property Address	LEROY, AL 36548
Document Number	000538/210
Book / Page	538 / 210
Instrument Date	Apr 28, 2014
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 UPPER FERRY RD, LEROY, AL 36548-5107

Tax Assessment & Valuation

The 2025 property tax bill for 427 Upper Ferry Rd was $233.

Source: Washington County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Washington County
Unified School District	Washington County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$233.00	$9,400 Land $9,400	$93,800 Land $7,700 Building $86,100
2023	$236.00	$15,740 (-) Land $1,480 Building $14,260	$78,700 (-) Land $7,400 Building $71,300
2022	$236.00	$15,740 Land $1,480 Building $14,260	$78,700 Land $7,400 Building $71,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 427 Upper Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Upper Ferry Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEROY WATER AUTHORITY serves 1,710 people · EPA ID AL0001362
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper Ferry Rd

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