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427 Temple Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 427 Temple Rd, Ladson, SC 29456

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,022 sqft · built 1979
Lot Size0.237 acres (10,336 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jul 2021)
Tax Bill$1,477 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN233-12-04-003

Property Details

APN / Parcel Number

Primary APN233-12-04-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,022 sqft Finished Area
Gross Area2,428 sqft
1st Floor Area2,022 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,336 sqft (0.237 acres)
Garage Area322 sqft
PorchSlab
Porch Area84 sqft

Location & Zoning

Street Address427 TEMPLE RD
CityLADSON
StateSC
Zip29456-3289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBERKELEY C
Legal DescriptionASSESSMENT DISTRICT: 140COLLEGE PARK
Legal SubdivisionCOLLEGE PARK
Legal Block31
Legal Lot Number111
JurisdictionBERKELEY SC
Township / Civil DivisionGOOSE CREEK-HANAHAN
Census Block Group2
Census Block2016
Census Tract20717

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address337 SALEM DR, LADSON, SC 29456-6241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 5, 2020Grant Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Mar 19, 2020Deed in Lieu of Foreclosure, Foreclosure
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleAug 5, 2020 · Amount on Record
Deed Document Number202133134
Deed Book / Page3889 / 447
Last Transfer DateOct 21, 2024
Transfer Doc0000033204
Record UpdatedSep 20, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateJul 14, 2021
Property Address427 TEMPLE RD, LADSON, SC 29456-3289
Document Number03889/0447
Book / Page3889 / 447
Instrument DateJul 9, 2021
Instrument2021033134
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address427 TEMPLE RD, LADSON, SC 29456-3289

Mortgage

Document Number2021033135
DateJul 14, 2021
Instrument2021033135
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKELEY SC
Recording DateDec 18, 2020
Property Address427 TEMPLE RD, LADSON, SC 29456-3289
Document Number3623/0861
Book / Page003623 / 000861
Instrument DateDec 9, 2020
Instrument51136
Transaction TypeTransfer
Record UpdatedJan 4, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address334 E BAY ST CHARLESTON SC 294011592, CHARLESTON, SC 29401-1592

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKELEY SC
Recording DateAug 5, 2020
Property Address427 TEMPLE RD, LADSON, SC 29456-3289
Document Number3451/0299
Book / Page003451 / 000299
Instrument DateJul 14, 2020
Instrument29079
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4948 E FERNWOOD CT CAVE CREEK AZ 853316371, CAVE CREEK, AZ 85331-6371

March 2020: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionBERKELEY SC
Recording DateMar 19, 2020
Property Address427 TEMPLE RD, LADSON, SC 29456-3289
Document Number3306/0378
Book / Page003306 / 000378
Instrument DateMar 18, 2020
Instrument9970
Transaction TypeForeclosure
Record UpdatedMay 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,700 (+2,4%) Land $45,000 Building $292,700$337,700 (-) Land $45,000 Building $292,700
2025$1,477.00 (+4.09%)$13,508 (-) Land $1,800 Building $11,708$337,700 (-) Land $45,000 Building $292,700
2024$1,419.00 (-3.14%) Homeowner's exemption$13,508 (+11.01%) Land $1,800 Building $11,708$337,700 (+11.01%) Land $45,000 Building $292,700
2022$1,465.00 Homeowner's exemption$12,168 Land $1,800 Building $10,368$304,200 Land $45,000 Building $259,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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