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427 Sumner Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 427 Sumner Ave, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,980 sqft Living Area
Lot Size5,881 sqft (0.135 acres)
OccupancyOwner Occupied
Last Sale$1,350,000 (2026)
Tax Bill$10,702.00 (2025)

Property Details

APN / Parcel Number

Primary APN044-072-06
Alternative APN
  • 044-072-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,980 sqft Living Area
Gross Area2,573 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area5,881 sqft (0.135 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area593 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area812 sqft Deck
Patio Area812 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address427 SUMNER AVE
CityAPTOS
StateCA
Zip95003-5214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 262
Legal SubdivisionAPTOS BCH CNTRY 01 TR 262
Legal Tract262
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1006
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-072-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address427 SUMNER AVE, APTOS, CA 95003-5214
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 18, 2026Grant Deed, Transfer · Conventional Mortgage
STAR ONE CREDIT UNION
Jul 01, 2021Intrafamily Transfer, Transfer
Jun 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleSep 19, 2008 · Amount on Record
Deed Doc Number202613819
Prior Transfer DateJun 30, 2021
Prior Transfer Doc0000035799
Record RefreshedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 18, 2026
Property Address427 SUMNER AVE, APTOS, CA 95003-5214
Document Number0000013818
Instrument DateJun 15, 2026
Instrument202613818
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SUMNER AVE, APTOS, CA 95003-5214

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 18, 2026
Property Address427 SUMNER AVE, APTOS, CA 95003-5214
Document Number0000013819
Instrument DateJun 15, 2026
Instrument202613819
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$149,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address427 SUMNER AVE, APTOS, CA 95003-5214

Mortgage

Document Number0000013820,
DateJun 18, 2026
Instrument202613820
Lender
NameSTAR ONE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 01, 2021
Property Address427 SUMNER AVE, APTOS, CA 95003-5214
Document Number0000035799
Map ReferenceMB 37 PG 5
Instrument DateJun 30, 2021
Instrument2021-0035799
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address427 SUMNER AVE, APTOS, CA 95003-5214

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address427 SUMNER AVE, APTOS, CA 95003-5214
Document Number0000028985
Instrument DateJun 20, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address427 SUMNER AVE APTOS CA 950035214, APTOS, CA 95003-5214

Mortgage

Document Number0000028985
DateAug 03, 2020
Instrument28985
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$827,520 (+2%) Land $496,512 Building $331,008
2025$10,702.00 (+10.36%) Homeowner's exemption$811,294 (+4.04%) Land $486,776 Building $324,518
2023$9,697.00 (+2.12%) Homeowner's exemption$779,790 Land $467,874 Building $311,916$1,132,020
2022$9,496.00

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