Etowah County property record for 427 Stone St, Glencoe, AL 35905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,476 sqft · built 2008 |
| Lot Size | 0.55 acres (23,868 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Apr 2013) |
| Tax Bill | $663 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-20-3-000-032.000 |
| Primary APN | 14-04-20-3-000-032.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 23,868 sqft (0.55 acres) |
| Lot Dimensions | 136 ft deep x 175 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 259269 |
|---|---|
| Street Address | 427 STONE ST |
| City | GADSDEN |
| State | AL |
| Zip | 35905-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR BEG NW COR LT 73 BLK 1 BELLE ADD PLAT F-161 TH S 150 ALONG E ROW BUDDY ST TH SE 45S ALONG ROW TO N ROW STONE ST TH SE 97.22 ALONG ROW T H NE198.85 TH SW 152.56 TO POB BEING PT LTS 73-79 BLK 1 BELLE ADD PLAT F-161 20-12-7 609-377,1855-25 |
| Legal Range | 7E |
| Legal Township | 12S |
| Legal Section | 20 |
| Legal Subdivision | BELLE ADD |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10505 |
427 Stone St is owned and occupied by an individual who bought it in April 2013.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 STONE ST, GADSDEN, AL 35905-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage LADZ LLC |
| Jan 5, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage RIVER BANK & TRUST |
| Jan 14, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2013 · Amount on File |
| Deed Sale | Apr 3, 2013 · Amount on File |
| Deed Document Number | 20133383350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 427 STONE ST, GLENCOE, AL 35905-1234 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003493557 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 3493557 |
| Name | LADZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 0 Months |
| Due | Nov 18, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ETOWAH AL |
| Recording Date | Jan 5, 2022 |
| Property Address | 427 STONE ST, GLENCOE, AL 35905-1234 |
| Document Number | 0003533257 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 3533257 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3706 LAY SPRINGS RD, GADSDEN, AL 35904-8623 |
| Name | Verified Name |
|---|---|
| Address | 427 STONE ST, GADSDEN, AL 35905-1234 |
| Investor | Possibly a Property Investor |
| Document Number | 0003533258 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 3533258 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ETOWAH AL |
| Recording Date | Jan 14, 2019 |
| Property Address | 427 STONE ST, GLENCOE, AL 35905-1234 |
| Document Number | 0003478468 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 3478468 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 STONE ST, GADSDEN, AL 35905-1234 |
The 2026 property tax bill for 427 Stone St was $663 with a homeowner's exemption, down 7.4% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Glencoe City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663.00 (-7.4%) Homeowner's exemption | ||
| 2025 | $716.00 (+5.76%) Homeowner's exemption | $18,660 (+5.3%) Land $3,100 Building $15,560 | $186,400 (+5.25%) Land $30,900 Building $155,500 |
| 2024 | $677.00 Homeowner's exemption | $17,720 (+0.06%) Land $2,160 Building $15,560 | $177,100 (-) Land $21,600 Building $155,500 |
| 2023 | $677.00 (+8.15%) Homeowner's exemption | $17,710 (+7.46%) Land $2,160 Building $15,550 | $177,100 (+7.46%) Land $21,600 Building $155,500 |
| 2022 | $626.00 Homeowner's exemption | $16,480 Land $2,160 Building $14,320 | $164,800 Land $21,600 Building $143,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 427 Stone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Stone St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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