427 Stable Ct, Linden, NC 28356 Property Records

Cumberland County property record for 427 Stable Ct, Linden, NC 28356

Property Summary

Property Type	Single Family Home
Details	2,907 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Jul 2025)
Tax Bill	$3,966 (2026)
Deeds & Mortgages	Apr 2025 Construction Loan Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0554-55-1701`

Property Details

APN / Parcel Number

Primary APN	`0554-55-1701`

Interior

Building Area	2,907 sqft Heated Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	427 STABLE CT
City	LINDEN
State	NC
Zip	28356-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20-RESIDE
Legal Description	BELMONT ESTATES AT ENNIS POND LO:11 PH:1 PL:00147-0011
Legal Subdivision	BELMONT ESTATE AT ENNIS POND
Legal Phase	1
Legal Lot Number	11
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	4
Census Block	4006
Census Tract	3700

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10889 RAMSEY ST, LINDEN, NC 28356-8953
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Construction Mortgage GENESIS CAPITAL LLC
Jul 28, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Deed Document Number	202523046
Deed Book / Page	12291 / 689
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	427 STABLE CT, LINDEN, NC 28356-6900
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 RAMSEY ST 300, 300, FAYETTEVILLE, NC 28311-9314

Mortgage

Document Number	0122170114
Date	Apr 23, 2025
Book Page	12217/114
Instrument	11649

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	15303 VENTURA BLVD STE 700, SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 28, 2025
Property Address	427 STABLE CT, LINDEN, NC 28356-6900
Document Number	0122910689
Book / Page	12291 / 689
Map Reference	MB 147 PG 11
Instrument Date	Jul 10, 2025
Instrument	23046
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10889 RAMSEY ST, LINDEN, NC 28356-8953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 STABLE CT, LINDEN, NC 28356-6900

Mortgage

Document Number	0122910692
Date	Jul 28, 2025
Book Page	12291/692
Instrument	23047

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,966.00 (+73.04%)
2025	$2,292.00 (+474.44%)	$276,602 (+591.51%) Land $70,000 Building $206,602	$276,602 (+591.51%) Land $70,000 Building $206,602
2024	$399.00	$40,000 (-) Land $40,000	$40,000 (-) Land $40,000
2023	$399.00	$40,000 Land $40,000	$40,000 Land $40,000
2022	$399.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLAND RUN MH S/D private · serves 108 people · EPA ID NC0326365
Water Source	Purchased surface water from TOWN OF LINDEN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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