427 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 427 Smith St, Monroe, MI 48161 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1833
Square Footage	1,506 sqft Living Area
Lot Size	3,920 sqft (0.09 acres)
Occupancy	Owner Occupied
Tax Bill	$745.00 (2025)

Owner

Source: Monroe County records · APN 55-29-00382-000

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 SMITH ST, MONROE, MI 48161-2366
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	427 SMITH ST, MONROE, MI 48161-2366
Document Number	0000017664
Instrument Date	Apr 09, 2019
Transaction Type	Mortgage
Record Updated	Nov 07, 2019
Title Company	OTHER

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	316 SCOTT ST MONROE MI 481612133, MONROE, MI 48161-2133

Mortgage

Document Number	0000017664
Date	Oct 15, 2019
Instrument	17664

Lender

Name	FIFTH THIRD BK NORTHWESTERN OH
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546-6253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,400 (+52.1%)	$128,800 (+52.1%)
2025	$745.00 (-17.68%) Homeowner's exemption
2023	$905.00 Homeowner's exemption	$42,340	$84,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`55-29-00382-000`
Alternative APN	`55 290 038 20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,506 sqft Living Area
1st Floor	1,212 sqft 1st Floor
Basement Area	588 sqft Basement
Unfinished Basement	588 sqft Unfinished
Stories	1 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1833
Effective Year Built	Effective 1833
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	3,920 sqft (0.09 acres)
Depth X Width	75 ft x 50 ft Depth x Width
Driveway	Driveway
Patio Area	84 sqft Patio
Porch Area	311 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	427 SMITH ST
City	MONROE
State	MI
Zip	48161-2366
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OLD VILLAGE PLAT WEST OF MONROE ST W 75 FT OF S 50 FT OF LOT 101
Legal Subdivision	OLD VILLAGE WEST OF MONROE ST
Legal Lot Number	101
Jurisdiction	MONROE MI
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1011
Census Tract	832100