427 Set Point Private Dr, Piney Flats, TN 37686 Property Records

Sullivan County property record for 427 Set Point Private Dr, Piney Flats, TN 37686

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,728 sqft · built 2010
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2025)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082109 06645`

Property Details

APN / Parcel Number

Primary APN	`082109 06645`
Alternative APN	`109 06645`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	427 SET POINT PRIVATE DR
City	PINEY FLATS
State	TN
Zip	37686-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: B10
Legal Subdivision	SCHICK PROP
Legal Lot Number	2
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	43301

Owner

Source: Sullivan County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	427 SET POINT PRIVATE DR, PINEY FLATS, TN 37686-3660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	0036541784
Deed Book / Page	3654 / 1784
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Nov 15, 2022
Property Address	427 SET POINT PRIVATE DR, PINEY FLATS, TN 37686-3660
Document Number	0035342287
Book / Page	3534 / 2287
Map Reference	MB 52 PG 910
Instrument Date	Nov 13, 2022
Instrument	22023153
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	EVERGREEN TITLE AND CLOSING LLC, EVERGREEN TTL & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 SET POINT PRIVATE DR, PINEY FLATS, TN 37686-3660

Mortgage

Document Number	0022023154
Date	Nov 15, 2022
Instrument	22023154

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	May 3, 2019
Property Address	427 SET POINT PRIVATE DR, PINEY FLATS, TN 37686-3660
Document Number	33312041
Book / Page	3331 / 2041
Map Reference	MB 52 PG 910
Instrument Date	May 2, 2019
Instrument	19007839
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19007840
Date	May 3, 2019
Instrument	19007840

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00 (+47.28%)	$104,100 (+119.74%) Land $13,900 Building $90,200	$416,400 (+119.74%) Land $55,600 Building $360,800
2023		$47,375 (-) Land $10,175 Building $37,200
2022	$1,140.00	$47,375 Land $10,175 Building $37,200
2021			$189,500 Land $40,700 Building $148,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOUNTVILLE UTILITY DISTRICT serves 15,647 people · EPA ID TN0000058
Water Source	Purchased surface water from BRISTOL DEPT OF UTILITIES
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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