427 Scott Ave, Findlay, OH 45840 Property Records

Hancock County property record for 427 Scott Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1965
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2021)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-074-20-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-074-20-004.000`
Alternative APN	`580000230230`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	405 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 SCOTT AVE
City	FINDLAY
State	OH
Zip	45840-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL ADD LOT 3214 N150FT
Legal Subdivision	HALL ADD
Legal Lot Number	3214
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1007
Census Tract	600

Owner

427 Scott Ave is owned and occupied by an individual who bought it in November 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	427 SCOTT AVE, FINDLAY, OH 45840-5674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Jun 1, 2004 · Amount on File
Deed Document Number	202112979
Deed Book / Page	2588 / 4744
Prior Transfer Date	Jan 5, 2007
Prior Transfer Doc	002311/957
Record Updated	Sep 20, 2026

November 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 8, 2021
Property Address	427 SCOTT AVE, FINDLAY, OH 45840-5674
Document Number	2588/4744
Book / Page	2588 / 4744
Instrument Date	Sep 30, 2021
Instrument	202100012979
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 SCOTT ARMER FINDLEY, FINDLAY, OH 45840

Mortgage

Document Number	202100012980
Date	Nov 8, 2021
Instrument	202100012980

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 427 Scott Ave was $1,726 with a homeowner's exemption, up 18.4% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 (+18.38%) Homeowner's exemption	$56,300 (+37.18%) Land $5,750 Building $50,550	$160,850 Land $16,430 Building $144,420
2024	$1,458.00 (-0.14%)	$41,040 (-) Land $3,830 Building $37,210
2023	$1,460.00 Homeowner's exemption	$41,040 Land $3,830 Building $37,210
2022			$117,260 Land $10,950 Building $106,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Scott Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Scott Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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