Florence County property record for 427 S Thomas Rd, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,428 sqft · built 1957 |
| Lot Size | 0.495 acres (21,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jul 2025) |
| Tax Bill | $856 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90019-01-019 |
| Primary APN | 90019-01-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,600 sqft (0.495 acres) |
| Lot Dimensions | 216 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 427 S THOMAS RD |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THOMAS RD PT LT 9 |
| Legal Subdivision | WOODLAND |
| Legal Lot Number | 9 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1200 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 S THOMAS RD, FLORENCE, SC 29501-5438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2025 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Oct 30, 2019 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Jul 14, 2017 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Document Number | 20259008 |
| Deed Book / Page | 1166 / 658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 11, 2025 |
| Property Address | 427 S THOMAS RD, FLORENCE, SC 29501-5438 |
| Document Number | DMA11660658 |
| Book / Page | DMA1166 / 658 |
| Map Reference | MB E PG 116 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2025009008 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 S THOMAS RD, FLORENCE, SC 29501-5438 |
| Document Number | DMA1166663 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | DMA1166/663 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 30, 2019 |
| Property Address | 427 S THOMAS RD, FLORENCE, SC 29501-5438 |
| Document Number | 0000016019 |
| Book / Page | 000823 / 000503 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 16019 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 S THOMAS RD FLORENCE SC 295015438, FLORENCE, SC 29501-5438 |
| Document Number | 16020 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 000823/000507 |
| Instrument | 16020 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Number | 16021, |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 000823/000526 |
| Instrument | 16021 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 29, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 14, 2017 |
| Property Address | 427 S THOMAS RD, FLORENCE, SC 29501-5438 |
| Document Number | 00B7001733 |
| Book / Page | B700 / 1733 |
| Map Reference | MB 106 PB 227 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 THOMAS RD, FLORENCE, SC 29501-5438 |
| Document Number | 0007001737 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | B700/1737 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (+27%) | $7,883 (-99.86%) Land $1,236 Building $6,647 | $197,077 (-98.65%) Land $30,900 Building $166,177 |
| 2023 | $674.00 (+2.28%) Homeowner's exemption | $5,834,494 (+99,908.47%) Land $1,236,000 Building $4,598,494 | $14,586,237 (+9,900.03%) Land $3,090,000 Building $11,496,237 |
| 2022 | $659.00 Homeowner's exemption | $5,834 Land $1,236 Building $4,598 | $145,862 Land $30,900 Building $114,962 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1987–2018) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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