427 S Taylor St, Spring Valley, IL 61362 Property Records

Bureau County property record for 427 S Taylor St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1998
Lot Size	0.448 acres (19,500 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2024)
Tax Bill	$7,310 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-34-459-006`

Property Details

APN / Parcel Number

Primary APN	`18-34-459-006`
Alternative APN	`1534`

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	130 ft deep x 150 ft wide

Location & Zoning

Account Number	1834459006
Street Address	427 S TAYLOR ST
City	SPRING VALLEY
State	IL
Zip	61362-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-GREENWOODS ADD. L 9-10-11 BLK 76 (150 X 130) D 2024R01844
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	GREENWOODS ADD
Legal Block	76
Legal Lot Number	9-10
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3025
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2065 SUNRISE CIR, AURORA, IL 60503-6758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Apr 3, 2023	Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Apr 3, 2023 · Amount on Record
Deed Document Number	20241844
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	427 S TAYLOR ST, SPRING VALLEY, IL 61362-1854
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00328
Date	Jan 29, 2026
Instrument	2026R00328

Lender

Name	LOANDEPOT COM LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.99%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 3, 2023
Property Address	427 S TAYLOR ST, SPRING VALLEY, IL 61362-1854
Document Number	2023R01087
Instrument Date	Mar 31, 2023
Instrument	2023R01087
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 S TAYLOR ST, SPRING VALLEY, IL 61362-1854

Mortgage

Document Number	2023R01088
Date	Apr 3, 2023
Instrument	2023R01088

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate
Rate	6.6%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,310.00 (+87.82%)	$82,968 (+24.78%) Land $8,258 Building $74,710	$248,904 (+24.78%) Land $24,774 Building $224,130
2023		$66,491 Land $7,133 Building $59,358	$199,473 Land $21,399 Building $178,074
2022	$3,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1985)
Most Recent Claim	Mar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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