427 S Main St, Seneca, IL 61360 Property Records

LaSalle County property record for 427 S Main St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,678 sqft · built 2017
Lot Size	0.5 acres (21,810 sqft)
Owner	2 Trust Names on File
Last Sale	$25,000 (Jun 2014)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-26-406-010`

Property Details

APN / Parcel Number

Primary APN	`24-26-406-010`
Alternative APN	`20-26-430-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,678 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	21,810 sqft (0.5 acres)

Location & Zoning

Street Address	427 S MAIN ST
City	SENECA
State	IL
Zip	61360-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MYERS SUBD LOT 10
Legal Subdivision	MYERS SUB
Legal Lot Number	10
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1019
Census Tract	963700

Owner

Source: LaSalle County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2203 E 29TH RD, SENECA, IL 61360-9713
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA FIRST NATIONAL BANK
Aug 29, 2014	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OTTAWA
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA FIRST NATIONAL BANK
Jun 20, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	201411498
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	427 S MAIN ST, SENECA, IL 61360-9437
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201801057
Date	Jan 26, 2018
Instrument	201801057

Lender

Name	OTTAWA FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	427 S MAIN ST, SENECA, IL 61360-9437
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201416581
Date	Aug 29, 2014
Instrument	2014-16581

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	427 S MAIN ST, SENECA, IL 61360-9437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801057
Date	Jan 26, 2018
Instrument	201801057

Lender

Name	OTTAWA FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 20, 2014
Property Address	427 S MAIN ST, SENECA, IL 61360-9437
Document Number	0201411498
Instrument Date	Jun 17, 2014
Instrument	201411498
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,761.00 (+15.24%)	$89,945 (+19.9%) Land $10,139 Building $79,806	$269,835 (+19.9%) Land $30,417 Building $239,418
2024	$4,999.00
2023		$75,019 (+36.37%) Land $8,457 Building $66,562	$225,057 (+36.37%) Land $25,371 Building $199,686
2022		$55,010 Land $7,103 Building $47,907	$165,030 Land $21,309 Building $143,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronics Systems Cable	2,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Benton Ridge Telephone Company, MTCO, Verizon.

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