427 S Loretta Dr, Orange, CA 92869 Property Records

Orange County property record for 427 S Loretta Dr, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,747 sqft · built 1957
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,198 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`094-411-07`

Property Details

APN / Parcel Number

Primary APN	`094-411-07`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area

Exterior

Year Built	Built 1957
Lot Area	7,362 sqft (0.169 acres)

Location & Zoning

Street Address	427 S LORETTA DR
City	ORANGE
State	CA
Zip	92869-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2999 BLK LOT 33
Legal Tract	2999
Legal Lot Number	33
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2010
Census Tract	75807

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	427 S LORETTA DR, ORANGE, CA 92869-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 8, 2020	Quit Claim Deed, Transfer MEGA CAP FNDG
Oct 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019
Deed Sale	Oct 17, 2019
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	2019000406317
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	427 S LORETTA DR, ORANGE, CA 92869-4601
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 S LORETTA DR, ORANGE, CA 92869-4601

Mortgage

Document Number	0000102007
Date	Mar 15, 2022
Instrument	2022000102007

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	427 S LORETTA DR, ORANGE, CA 92869-4601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232782
Date	Jul 1, 2019
Instrument	2019000232782

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 8, 2020
Property Address	427 S LORETTA DR, ORANGE, CA 92869-4601
Document Number	0000474240
Instrument Date	Aug 27, 2020
Instrument	474240
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	427 S LORETTA DR ORANGE CA 928694601, ORANGE, CA 92869-4601

Mortgage

Document Number	474241
Date	Sep 8, 2020
Instrument	474241

Lender

Name	MEGA CAP FNDG
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 17, 2019
Property Address	427 S LORETTA DR, ORANGE, CA 92869-4601
Document Number	0000406317
Instrument Date	Oct 9, 2019
Instrument	406317
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	427 S LORETTA DR ORANGE CA 928694601, ORANGE, CA 92869-4601

Mortgage

Document Number	406318
Date	Oct 17, 2019
Instrument	406318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,198.00 (+4.63%) Homeowner's exemption	$553,940 (+4.04%) Land $445,997 Building $107,943
2023	$5,924.00 (+5.67%) Homeowner's exemption	$532,431 Land $428,679 Building $103,752
2022	$5,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, Verizon.

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