427 S Harrison St, Algonquin, IL 60102 Property Records

McHenry County property record for 427 S Harrison St, Algonquin, IL 60102

Property Summary

Property TypeCommercial
Details4,800 sqft · built 1976
Lot Size0.389 acres (16,984 sqft)
OwnerOwner Name on File
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-34-159-005

Property Details

APN / Parcel Number

Primary APN19-34-159-005

Interior

Stories1 Story
Building Area4,800 sqft

Exterior

Year BuiltBuilt 1976
Lot Area16,984 sqft (0.389 acres)

Location & Zoning

Street Address427 S HARRISON ST
CityALGONQUIN
StateIL
Zip60102-2607
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2004R0106204 LT 6 & S1/2 LT 5 BLK 12 PLUMLEIGHS ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionPLUMLEIGHS ADD
Legal Block12
Legal Lot Number5-6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3003
Census Tract871310

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address427 S HARRISON ST, ALGONQUIN, IL 60102-2607
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 1, 2004
Deed SaleDec 1, 2004
Prior SaleJul 8, 1998
Deed Document Number2004R0106204
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address427 S HARRISON ST, ALGONQUIN, IL 60102-2607
Document Number0000000340
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address427 S HARRISON ST ALGONQUIN IL 601022607, ALGONQUIN, IL 60102-2607

Mortgage

Document Number0000000340
DateJan 4, 2021
Instrument340
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$94,597 Land $36,045 Building $58,552$283,791 Land $108,135 Building $175,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on S Harrison St

Nearby Streets

Search Property Records by Address or Parcel Number