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427 S Garnett St, Henderson, NC 27536 Property Records

Vance County property record for 427 S Garnett St, Henderson, NC 27536

Property Summary

Property TypeAuto Repair, Garage
Details4,800 sqft · built 1910
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on File
Last Sale$31,593 (Jul 2018)
Tax Bill$764 (2026)
Deeds & MortgagesOct 2023 Transfer
Jan 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN0002 05008

Property Details

APN / Parcel Number

Primary APN0002 05008
Alternative APN
  • 1034064

Interior

Stories1 Story
Building Area4,800 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Roof TypeFlat
Lot Area19,602 sqft (0.45 acres)
Lot Width48 ft Width

Location & Zoning

Account Number1034064
Street Address427 S GARNETT ST
CityHENDERSON
StateNC
Zip27536-4539
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeHB1
Legal Description427 S GARNETT ST 0002 05008,008A,009 CMB .45
Legal SubdivisionESTATES OF FRANCES F YOUNG
Legal Block05
JurisdictionVANCE NC
Township / Civil DivisionHENDERSON
Census Block Group4
Census Block4022
Census Tract960500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Henderson Central Business Historic District
listed 1987 · 92 contributing resources · NRIS 87001249

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

427 S Garnett St, a commercial property, is owned by a company that acquired it in October 2023.

Source: Vance County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address136 WILLOW CREEK RUN, HENDERSON, NC 27537-9520
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Quit Claim Deed, Transfer
Quitclaim
Jan 25, 2023Deed, Transfer
Mar 31, 2022Warranty Deed, Transfer
Jul 26, 2018Commissioner's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2018 · Amount on File
Deed SaleJul 26, 2018 · Amount on File
Deed Document Number20182781
Deed Book / Page1346 / 1154
Last Transfer DateOct 17, 2023
Transfer Doc001438/774
Record UpdatedOct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVANCE NC
Recording DateOct 18, 2023
Property Address427 S GARNETT ST, HENDERSON, NC 27536-4539
Document Number001438/774
Book / Page1438 / 774
Instrument DateOct 17, 2023
Instrument3643
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1434, HENDERSON, NC 27536-1434

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 WILLOW CREEK RUN, HENDERSON, NC 27537-9520

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionVANCE NC
Recording DateJan 25, 2023
Property Address427 S GARNETT ST, HENDERSON, NC 27536-4539
Document Number001427/870
Book / Page1427 / 870
Instrument DateJan 20, 2023
Instrument282
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address122 YOUNG ST, HENDERSON, NC 27536-4268

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 W MONTGOMERY ST, HENDERSON, NC 27536-4230

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVANCE NC
Recording DateMar 31, 2022
Property Address427 S GARNETT ST, HENDERSON, NC 27536-4539
Document Number001414/148
Book / Page1414 / 148
Instrument DateMar 31, 2022
Instrument1426
Transaction TypeTransfer
Record UpdatedApr 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1434, HENDERSON, NC 27536-1434

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 WILLOW CREEK RUN, HENDERSON, NC 27537-9520

July 2018: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionVANCE NC
Recording DateJul 26, 2018
Property Address427 S GARNETT ST, HENDERSON, NC 27536-4539
Document Number1346/1154
Book / Page1346 / 1154
Instrument DateJul 26, 2018
Instrument02781
Transaction TypeForeclosure
Record UpdatedAug 12, 2021

Transaction

AmountAmount on Record
Tax$64.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 247, OXFORD, NC 27565-0247

Tax Assessment & Valuation

The 2026 property tax bill for 427 S Garnett St was $764.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
MunicipalityHenderson City
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$764.00$56,124 Land $47,000 Building $9,124$56,124 Land $47,000 Building $9,124
2023$286.00$17,461 Land $17,460 Building $1$17,461 Land $17,460 Building $1

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 S Garnett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 S Garnett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON-KERR LAKE REG WTR
serves 14,937 people · EPA ID NC0291010
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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