427 S Freeman St, Oceanside, CA 92054 Property Records

San Diego County property record for 427 S Freeman St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,016 sqft · built 1927
Lot Size	0.116 acres (5,049 sqft)
Owner	Company Name on Record
Last Sale	$384,500 (May 2002)
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-204-07-00`

Property Details

APN / Parcel Number

Primary APN	`150-204-07-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Building Area	1,016 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Multi-Family
Lot Area	5,049 sqft (0.116 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	427 S FREEMAN ST
City	OCEANSIDE
State	CA
Zip	92054-4002
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS
Legal Description	BLK 26 LOT 7 TR 000219
Legal Subdivision	BRYANS ADD
Legal Tract	000219
Legal Block	26
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	18202

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Sep 8, 2022	Intrafamily Transfer, Transfer TIMIOS INC
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 15, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jun 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2002 · Amount on Record
Deed Sale	May 20, 2002 · Amount on Record
Prior Sale	Dec 9, 1996 · Amount on Record
Deed Document Number	2002426920
Last Transfer Date	Apr 25, 2007
Transfer Doc	0000304132
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000115898
Instrument Date	Apr 17, 2026
Instrument	2026115898
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002

Mortgage

Document Number	0000115898,
Date	Apr 24, 2026
Instrument	2026115898

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000115899
Instrument Date	Apr 17, 2026
Instrument	2026115899
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002

Mortgage

Document Number	0000115899,
Date	Apr 24, 2026
Instrument	2026115899

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.22%
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2022
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000356722
Map Reference	MAP 219
Instrument Date	Aug 20, 2022
Instrument	2022-0356722
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2021
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000062984
Map Reference	MAP 219
Instrument Date	Jan 20, 2021
Instrument	2021-0062984
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002

Mortgage

Document Number	0000062985
Date	Jan 27, 2021
Instrument	2021-0062985

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000308755
Instrument Date	May 5, 2020
Instrument	308755
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 S FREEMAN ST OCEANSIDE CA 920544002, OCEANSIDE, CA 92054-4002

Mortgage

Document Number	308756
Date	Jun 15, 2020
Instrument	308756

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2020
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000313727
Instrument Date	May 5, 2020
Instrument	313727
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	427 S FREEMAN ST OCEANSIDE CA 920544002, OCEANSIDE, CA 92054-4002

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	427 S FREEMAN ST, OCEANSIDE, CA 92054-4002
Document Number	0000232731
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	427 S FREEMAN ST OCEANSIDE CA 920544002, OCEANSIDE, CA 92054-4002

Mortgage

Document Number	0000232731
Date	May 24, 2017
Instrument	232731

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,730 (+2%) Land $467,114 Building $125,616
2025	$6,484.00 (+1.97%) Homeowner's exemption	$581,108 (+4.04%) Land $457,955 Building $123,153
2024	$6,359.00 (+3.2%)
2023	$6,162.00 (+1.55%) Homeowner's exemption	$558,545 Land $440,173 Building $118,372
2022	$6,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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