427 S 9th St, Saint Charles, IL 60174 Property Records

Kane County property record for 427 S 9th St, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,436 sqft · built 1957
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jan 2024)
Tax Bill	$7,767 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-276-013`

Property Details

APN / Parcel Number

Primary APN	`09-33-276-013`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	427 S 9TH ST
City	SAINT CHARLES
State	IL
Zip	60174-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 11 HIGHLANDS
Legal Subdivision	STC HIGHLANDS
Legal Block	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4009
Census Tract	852201

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 DELLA DR, HOFFMAN ESTATES, IL 60169-6959
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2023	Warranty Deed, Transfer
Apr 21, 2023	Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK OF CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	May 24, 2023 · Amount on Record
Deed Document Number	20241155
Prior Transfer Date	Nov 6, 1996
Prior Transfer Doc	0000079117
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 11, 2024
Property Address	427 S 9TH ST, ST CHARLES, IL 60174-2611
Document Number	0000001155
Instrument Date	Nov 21, 2023
Instrument	2024K001155
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 DELLA DR, HOFFMAN ESTATES, IL 60169-6959

Mortgage

Document Number	0000001156
Date	Jan 11, 2024
Instrument	2024K001156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.37%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2023
Property Address	427 S 9TH ST, ST CHARLES, IL 60174-2611
Document Number	0000016549
Instrument Date	May 17, 2023
Instrument	2023K016549
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 S 9TH ST, SAINT CHARLES, IL 60174-2611

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 21, 2023
Property Address	427 S 9TH ST, ST CHARLES, IL 60174-2611
Document Number	0000012612
Instrument Date	Apr 14, 2023
Instrument	2023K012612
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Mortgage

Document Number	0000012613
Date	Apr 21, 2023
Instrument	2023K012613

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2024

Interest

Rate Type	Adjustable Rate
Rate	9%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,767.00 (+37.81%)	$110,747 (+8.53%) Land $30,312 Building $80,435	$332,374 (+8.53%) Land $90,972 Building $241,402
2024		$102,043 (+26.28%) Land $27,930 Building $74,113	$306,252 (+26.34%) Land $83,824 Building $222,428
2022	$5,636.00 (+4.68%) Homeowner's exemption	$80,804 (+4.91%) Land $27,669 Building $53,135	$242,412 (+4.91%) Land $83,007 Building $159,405
2021	$5,384.00 Homeowner's exemption	$77,022 Land $26,374 Building $50,648	$231,066 Land $79,122 Building $151,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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