Cecil County property record for 427 Ryan Dr, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1990 |
| Lot Size | 0.378 acres (16,483 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Mar 2008) |
| Tax Bill | $4,264 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-038891 |
| Primary APN | 06-038891 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,008 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,483 sqft (0.378 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 038891 |
|---|---|
| Street Address | 427 RYAN DR |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 80 - .3784 ACRE 427 RYAN DRIVE SUNRISE ESTATES |
| Legal Subdivision | RYAN DRIVE SUNRISE ESTATES |
| Legal Lot Number | 80 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 31302 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 LAKE FOREST DR, ELKTON, MD 21921-7637 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2008 · Amount on Record |
| Deed Sale | Mar 17, 2008 · Amount on Record |
| Prior Sale | Nov 2, 2006 · Amount on Record |
| Deed Document Number | 2008277230 |
| Deed Book / Page | 2480 / 169 |
| Transfer Doc | 0022380542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 427 RYAN DR, RISING SUN, MD 21911-1847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048410428 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 4841/428 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2051 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Rising Sun Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,264.00 (+14.01%) | $251,233 (+16.37%) | $321,900 (+49.1%) Land $104,700 Building $217,200 |
| 2025 | $3,740.00 (+10.52%) | $215,900 (+12.58%) Land $64,400 Building $151,500 | $215,900 (-) Land $64,400 Building $151,500 |
| 2023 | $3,384.00 | $191,767 | $215,900 Land $64,400 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RISING SUN serves 2,200 people · EPA ID MD0070021 |
|---|---|
| Water Source | Purchased surface water from CHESTER WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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