427 Rose Ave, Patterson, CA 95363 Property Records

Stanislaus County property record for 427 Rose Ave, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,804 sqft · built 2016
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2014)
Tax Bill	$6,174 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone AO (high risk)
APN	`047-016-022-000`

Property Details

APN / Parcel Number

Primary APN	`047-016-022-000`
Alternative APN	`0471622000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,804 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	89,298 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	427 ROSE AVE
City	PATTERSON
State	CA
Zip	95363-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PATTERSON COLONY SUB #4
Legal Block	2
Legal Lot Number	990
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2000
Census Tract	3205

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 ROSE AVE, PATTERSON, CA 95363-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Prior Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	201442296
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000021285
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	427 ROSE AVE, PATTERSON, CA 95363-9421
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 ROSE AVE, PATTERSON, CA 95363-9421

Mortgage

Document Number	0000000616
Date	Jan 6, 2023
Instrument	2023-0000616

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	427 ROSE AVE, PATTERSON, CA 95363-9421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023374
Date	Apr 18, 2019
Instrument	2019-0023374

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	427 ROSE AVE, PATTERSON, CA 95363-9421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 ROSE AVE, PATTERSON, CA 95363-9421

Mortgage

Document Number	0000100584
Date	Dec 7, 2020
Instrument	2020-0100584

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,174.00 (+4.59%)	$521,542 (+2%) Land $135,604 Building $385,938
2025	$5,903.00 (+0.53%)	$511,317 (+4.04%) Land $132,946 Building $378,371
2023	$5,872.00 (+5.5%)	$491,464 Land $127,785 Building $363,679
2022	$5,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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